W2R
Moderator Emeritus
I really think that to downsize one's budget and work on minimizing expenses takes a lot of motivation.
If someone doesn't have sufficient motivation to figure out how to downsize a budget any further than to "x dollars/year", then they have learned something about themselves. Don't judge yourself or self-justify - - just realize you have learned something about your priorities! There's nothing at all that is inherently wrong with wanting to live a certain lifestyle that may mean working a few years longer.
Introspection and learning about oneself can be very valuable. For one thing, when you know your actions are consistent with your priorities, it lowers inner conflict and leads towards inner peace. Heaven knows we can all use that.
I think we (myself included) may have got a little carried away with the "LBYM more than thou" attitude in this thread. My apologies. It's just that I am so glad that I CAN retire, so late in the game (and for me, that is a higher priority than spending $20K/year).
If someone doesn't have sufficient motivation to figure out how to downsize a budget any further than to "x dollars/year", then they have learned something about themselves. Don't judge yourself or self-justify - - just realize you have learned something about your priorities! There's nothing at all that is inherently wrong with wanting to live a certain lifestyle that may mean working a few years longer.
Introspection and learning about oneself can be very valuable. For one thing, when you know your actions are consistent with your priorities, it lowers inner conflict and leads towards inner peace. Heaven knows we can all use that.
I think we (myself included) may have got a little carried away with the "LBYM more than thou" attitude in this thread. My apologies. It's just that I am so glad that I CAN retire, so late in the game (and for me, that is a higher priority than spending $20K/year).
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