Re: A little help with Asset Allocation.
George, double-posting here doesn't work that way. Most of the posters read all of the sections of the board, and the vast majority want to know who's checking in at "Hi, I am...". So double-posting on this board is wasted effort.
You might get hurt going over to the Diehards with that portfolio! They'll rip you apart if you don't clearly state that you're trying to salvage Dad's assets, and then Hokus will try to weigh in with his 100% cash allocation. You know the DHs will recommend... Wellington & Wellesley. Maybe a Target fund.
What (or who) you're looking for is posters who delight in putting hairballs like this into asset-overlap software (like M*'s Portfolio X-ray) and then telling you exactly what to ditch & what to buy, including a tax analysis. Apparently ours here are all busy elsewhere this week.
You could wait another week to see what happens, or you could try the Diehards (make sure you tell them that you literally inherited the problem!). Others include M*'s "Hands On" posters or Peteyperson over at Raddr's board.
The book written on E-R.org, "The Military Guide to Financial Independence and Retirement", on sale now! For more info see "About Me" in my profile.
I don't spend much time here anymore, so please send me a PM. Thanks.