I have used PenFed in the past.
Very attractive in terms of fees ($0) and rates (1.9%) for 5 years. This was almost 5 years ago.
-gauss
PenFed does look good. Since the loan is guaranteed by the house property, is it hard to get a HELOC if one is not working?
+1 I did the same. Free. Super easy. They do a drive by valuation if your loan is under a set amount.I did a deal with pen Fed 18 months ago. Easy and cheap, have yet to draw on it.