So we're still getting used to DW being a consultant from home instead of a wage slave like me - she stayed home to take care of the kids and ended up making a nice little business for herself. But the calculations for quarterly estimates was done wrong for the second year in a row! Bottom line, we started with getting back 13k in Fed and State taxes, and after SEP IRA, we are getting a whopping $15,000 - dumb! Still between that and the "W" rebate for almost $2k (we have 2 kids) we feel temporarily rich, even though this is less than 10% of the liquid portfolio. Now DW is hinting she likes this big rebate thing, despite knowing it's an interest free loan.
Anybody else like getting big returns? Use it despite knowing you're loaning money for free? DW has agreed to lower her estimate checks and put the difference in the SEP all year long. But I think we'll still end up with $4-5k next April.
Anybody else like getting big returns? Use it despite knowing you're loaning money for free? DW has agreed to lower her estimate checks and put the difference in the SEP all year long. But I think we'll still end up with $4-5k next April.