Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Becoming LESS Frugal
Old 12-12-2006, 01:57 PM   #1
Full time employment: Posting here.
shiny's Avatar
 
Join Date: Jun 2005
Posts: 673
Becoming LESS Frugal

There is a topic in "other topics" about becoming more frugal, which appears to mostly happen when you use less razor blades - it really got me thinking about my money spending habits (DH's as well) and my anxiety about it.

I've always been frugal - I still am mostly because I love the earth and don't like to fill it up with garbage, etc. but although I still LBYM, our means have gone up and I am spending more. Adapting to this, while easy intellectually, is causing some anxious feelings. Perhaps its due to the fact that we are in the last stages of getting our ducks in a row for DH to quit in a few months, I don't know.

An example of this is - I don't use razor blades anymore because I had all the hair lasered off my legs. I could have provided the whole forum with a lifetime of razorblades with the money it cost to do that, but alas, I thought "why not" life's to short to shave my legs all the time. (in my anxious moments I think, well at least I won't have hairy legs whem I'm living in a van down by the river!!)

Anyone else grappling with this admittedly neurotic problem? Maybe I should have posted this in the health issues forum, tee hee.
__________________

__________________
I'm made of atoms, you're made of atoms, and we're all in this together. Ben Lee
shiny is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Re: Becoming LESS Frugal
Old 12-12-2006, 02:34 PM   #2
Moderator Emeritus
Martha's Avatar
 
Join Date: Feb 2004
Location: minnesota
Posts: 13,212
Re: Becoming LESS Frugal

I have to ask an indelicate question. What about the armpits?
__________________

__________________
.


No more lawyer stuff, no more political stuff, so no more CYA

Martha is offline   Reply With Quote
Re: Becoming LESS Frugal
Old 12-12-2006, 02:37 PM   #3
Full time employment: Posting here.
shiny's Avatar
 
Join Date: Jun 2005
Posts: 673
Re: Becoming LESS Frugal

Quote:
Originally Posted by Martha
I have to ask an indelicate question. What about the armpits?
Razorblades no longer required .
__________________
I'm made of atoms, you're made of atoms, and we're all in this together. Ben Lee
shiny is offline   Reply With Quote
Re: Becoming LESS Frugal
Old 12-12-2006, 02:46 PM   #4
Moderator Emeritus
Martha's Avatar
 
Join Date: Feb 2004
Location: minnesota
Posts: 13,212
Re: Becoming LESS Frugal

Did it hurt
__________________
.


No more lawyer stuff, no more political stuff, so no more CYA

Martha is offline   Reply With Quote
Re: Becoming LESS Frugal
Old 12-13-2006, 12:38 AM   #5
Recycles dryer sheets
Linney's Avatar
 
Join Date: Nov 2006
Posts: 262
Re: Becoming LESS Frugal

Quote:
Originally Posted by shiny
Anyone else grappling with this admittedly neurotic problem? Maybe I should have posted this in the health issues forum, tee hee.
I'm planning to have this done. I hate shaving. I tried the so-called IPL "laser" but its not a real laser and and I wasted the money spent because the results were so poor <grumble>. I need to go to a clinic that uses real lasers. What laser did they use on you? (I realize that different types of laser are used for different skin colors, but just curious what you got).

Some members of this forum get their house and cars fixed up before retiring. I think of it like that -- getting me fixed up before retirement. Maybe we need a new forum -- "Beauty and Early Retirement"
__________________
Linney is offline   Reply With Quote
Re: Becoming LESS Frugal
Old 12-13-2006, 07:43 AM   #6
Full time employment: Posting here.
shiny's Avatar
 
Join Date: Jun 2005
Posts: 673
Re: Becoming LESS Frugal

Oops, I did not transition very well in my original post - I thought my neurotic problem was my anxiety about spending more money, but I'm not surprised to find that I have more than one problem - a body hair phobia of some kind!

Quote:
Originally Posted by Martha
Did it hurt
A little, some places more than others. (I sent Martha a PM about this earlier, but thought others might want to know)

Quote:
Originally Posted by Linney
What laser did they use on you? (I realize that different types of laser are used for different skin colors, but just curious what you got).
The laser was called a "Lightsheer Diode laser" I think it works best on dark hair (it doesn't do blondes or grays)

Quote:
Originally Posted by Linney
Maybe we need a new forum -- "Beauty and Early Retirement"
Maybe Rich will give us a sub-category under Health!

Anyway, reading about the guy's frugal use of razors just made me think of this one example of my increased spending over the last few years.

I always think of myself as a simple-living, person, but when I realize how much more I spend now than in the past I feel like a bit of a fraud on that account.
__________________
I'm made of atoms, you're made of atoms, and we're all in this together. Ben Lee
shiny is offline   Reply With Quote
Re: Becoming LESS Frugal
Old 12-13-2006, 08:13 AM   #7
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
audreyh1's Avatar
 
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 16,505
Re: Becoming LESS Frugal

First of all, I'm not frugal just to be frugal!

IMO - as long as you LBYM, then that is good enough! Sure I prefer to get more for my money, but I'll often buy the better quality item for more $$$ if I can afford it.

For me it's all about what you get for what you spend (and about optimizing quality of life), not about minimizing costs as much as possible. It's more about making wise choices based on clear priorities.

I probably save more money by NOT accumulating a bunch of "stuff" than anything. We finally learned that money spend on consumables (food, meals, wine, travel, experiences) brings us the most pleasure. Stuff can be expensive and fleeting and end up costing time, trouble and space in the long run. So we're very careful about accumulating stuff.

Audrey
__________________
Well, I thought I was retired. But it seems that now I'm working as a travel agent instead!
audreyh1 is online now   Reply With Quote
Re: Becoming LESS Frugal
Old 12-13-2006, 08:44 AM   #8
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
brewer12345's Avatar
 
Join Date: Mar 2003
Posts: 16,391
Re: Becoming LESS Frugal

I've noticed a loosening of the purse strings lately, since this looks like it will be a bountiful year. Nothing big, just a bit here, a bit there.
__________________
"There are three kinds of men. The one that learns by reading. The few who learn by observation. The rest have to pee on the electric fence for themselves."



- Will Rogers
brewer12345 is offline   Reply With Quote
Re: Becoming LESS Frugal
Old 12-13-2006, 08:57 AM   #9
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
REWahoo's Avatar
 
Join Date: Jun 2002
Location: Texas Hill Country
Posts: 42,130
Re: Becoming LESS Frugal

After enjoying the first 18 months of FIRE, experiencing first hand what it costs to live in retirement and successfully transitioning from COBRA to private health insurance...we're beginning to loosen up some on the spending. For example, DW has been eying a fancy computerized embroidery machine for a couple of years and in keeping with the Nords and C-T "what are you saving it for?" school of thinking, Santa is going to leave it under the tree for her.

__________________
Numbers is hard

When I hit 70, it hit back

Retired in 2005 at age 58, no pension
REWahoo is offline   Reply With Quote
Re: Becoming LESS Frugal
Old 12-13-2006, 09:28 AM   #10
Moderator Emeritus
Martha's Avatar
 
Join Date: Feb 2004
Location: minnesota
Posts: 13,212
Re: Becoming LESS Frugal

You da man, Wahoo.
__________________
.


No more lawyer stuff, no more political stuff, so no more CYA

Martha is offline   Reply With Quote
Re: Becoming LESS Frugal
Old 12-13-2006, 09:38 AM   #11
Administrator
Gumby's Avatar
 
Join Date: Apr 2006
Posts: 10,155
Re: Becoming LESS Frugal

Quote:
Originally Posted by audreyh1
First of all, I'm not frugal just to be frugal!

IMO - as long as you LBYM, then that is good enough! Sure I prefer to get more for my money, but I'll often buy the better quality item for more $$$ if I can afford it.

For me it's all about what you get for what you spend (and about optimizing quality of life), not about minimizing costs as much as possible. It's more about making wise choices based on clear priorities.

I probably save more money by NOT accumulating a bunch of "stuff" than anything. We finally learned that money spend on consumables (food, meals, wine, travel, experiences) brings us the most pleasure. Stuff can be expensive and fleeting and end up costing time, trouble and space in the long run. So we're very careful about accumulating stuff.

Audrey
I have found three guidelines with regards to "stuff"

1. You shouldn't own anything that you don't know to be useful or believe to be beautiful.

2. If it is shoddy, you will quickly forget how little it cost.

3. Always get the right tool for the job.

Adhering to these rules means I have the stuff that I need, but only the stuff that I need and no useless junk that simply occupies space.
__________________
Living an analog life in the Digital Age.
Gumby is online now   Reply With Quote
Re: Becoming LESS Frugal
Old 12-13-2006, 11:01 AM   #12
Recycles dryer sheets
 
Join Date: Mar 2006
Posts: 91
Re: Becoming LESS Frugal

Hi Shinny

Dont forget to give me the name of that river - i will be in the van next door to you. Its best to have good neighbours !

__________________
claire is offline   Reply With Quote
Re: Becoming LESS Frugal
Old 12-13-2006, 12:31 PM   #13
Moderator Emeritus
Nords's Avatar
 
Join Date: Dec 2002
Location: Oahu
Posts: 26,619
Re: Becoming LESS Frugal

Quote:
Originally Posted by Martha
Did it hurt
C'mon, guys... you all know that we're wondering about our nose hairs!
__________________
*
*

The book written on E-R.org, "The Military Guide to Financial Independence and Retirement", on sale now! For more info see "About Me" in my profile.
I don't spend much time here anymore, so please send me a PM. Thanks.
Nords is offline   Reply With Quote
Re: Becoming LESS Frugal
Old 12-13-2006, 03:53 PM   #14
Thinks s/he gets paid by the post
tryan's Avatar
 
Join Date: Mar 2005
Posts: 2,449
Re: Becoming LESS Frugal

Here's where NOT to skimp ...

http://articles.moneycentral.msn.com...rdToSkimp.aspx

Agree with most of it (not sure my teenager will have a car thou).
__________________
FIRE'd since 2005
tryan is offline   Reply With Quote
Re: Becoming LESS Frugal
Old 12-13-2006, 04:01 PM   #15
Moderator Emeritus
Nords's Avatar
 
Join Date: Dec 2002
Location: Oahu
Posts: 26,619
Re: Becoming LESS Frugal

Quote:
Originally Posted by tryan
Agree with most of it (not sure my teenager will have a car thou).
Well, they're going to be driving something and it'll probably be the parent's ride if it's not theirs.

In general I'm beginning to think that it's better to let your kids practice their skills with the benefit of your scolding & discipline thoughtful tutelage before they leave the nest to make their own mistakes in the big cruel heartless world. It seems to be working for rock & roll and finances (handling budgets, checking accounts, & credit cards) and it'll probably work for driving. But I haven't made up my mind yet about alcohol, drugs, & sex...

"The exterior doesn't need to look like much. After a few fender benders, it won't look like much anyway. But the interior should do its best to keep your progeny alive"... to which I'd add "despite their best efforts to the contrary."

__________________
*
*

The book written on E-R.org, "The Military Guide to Financial Independence and Retirement", on sale now! For more info see "About Me" in my profile.
I don't spend much time here anymore, so please send me a PM. Thanks.
Nords is offline   Reply With Quote
Re: Becoming LESS Frugal
Old 12-13-2006, 05:17 PM   #16
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
TromboneAl's Avatar
 
Join Date: Jun 2006
Posts: 11,199
Re: Becoming LESS Frugal

Here's a picture of me having my leg hair removed with a laser:

__________________
Al
TromboneAl is offline   Reply With Quote
Re: Becoming LESS Frugal
Old 12-13-2006, 05:27 PM   #17
Full time employment: Posting here.
 
Join Date: Mar 2005
Posts: 699
Re: Becoming LESS Frugal

Quote:
Originally Posted by TromboneAl
Here's a picture of me having my leg hair removed with a laser:
Looks to me like you are about to get your pubic hair removed.
But what do I know about cosmetic surgery.
__________________
bpp is offline   Reply With Quote
Re: Becoming LESS Frugal
Old 12-14-2006, 12:48 AM   #18
Recycles dryer sheets
Linney's Avatar
 
Join Date: Nov 2006
Posts: 262
Re: Becoming LESS Frugal

Quote:
Originally Posted by shiny
Oops, I did not transition very well in my original post - I thought my neurotic problem was my anxiety about spending more money, but I'm not surprised to find that I have more than one problem - a body hair phobia of some kind!
Still appreciated the answers

I'm in the final few years to RE and I know I have a tough time spending money on anything. Those of us on the quest for FIRE are very good savers and conversely we can have real trouble letting go and spending some of our hard earned money. The saving habit is so strongly engrained that I really have to think it through when I purchase any non-necessities --- why do I want this? will I get enough value for the money spent? As long as I can strike a balance I think this approach is a good one. The timeout needed to answer these questions will invariably stop me from making purchases that I shouldn't. And answering the questions will eliminate any guilt for the times when I do decide to spend money because I understand how this purchase will address my wants. I must be doing at least okay because my husband and I just completed the purchase of an RV last week, a dream we've had for some time but finally decided to make real.

Personally, I think laser hair removal is a good value too Especially the "bikini area treatment" (much more delicate a phrase for what bpp called a "public hair removal" )
__________________
Linney is offline   Reply With Quote
Re: Becoming LESS Frugal
Old 12-14-2006, 06:41 AM   #19
Full time employment: Posting here.
flipstress's Avatar
 
Join Date: Jun 2004
Posts: 537
Re: Becoming LESS Frugal

Quote:
Originally Posted by Linney
Personally, I think laser hair removal is a good value too Especially the "bikini area treatment" (much more delicate a phrase for what bpp called a "public hair removal" )
No, it's really "private hair removal". It's done in private to one's privates.

On a more serious note, I agree with audreyh1's view about trying not to be frugal just for the sake of saving money all the time. We all decide on what's important to us and we spend on it and try to get good value on those expenditures, while we don't spend too much on what we feel is less important.
__________________
flipstress is offline   Reply With Quote
Re: Becoming LESS Frugal
Old 12-14-2006, 07:02 PM   #20
Thinks s/he gets paid by the post
BUM's Avatar
 
Join Date: Feb 2004
Location: Mid Hudson Valley
Posts: 1,778
Re: Becoming LESS Frugal

shiny,

I ran a cosmetic laser business for 12 years. That enabled us to ER in '05. Laser hair removal was a big part of it.

Thanks

__________________

__________________
In a panamax down by the river.
BUM is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
How frugal is too frugal? setab FIRE and Money 36 05-18-2006 01:51 PM
Proud to be frugal moghopper Other topics 24 03-29-2006 12:17 PM
Are We Frugal & Methodical or Just plain Cheap? education Life after FIRE 40 11-13-2005 09:36 PM
Frugal Genetics? Berkshire_Bull Young Dreamers 15 04-14-2005 12:54 PM

 

 
All times are GMT -6. The time now is 05:04 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.