I am planning on retiring at 55 and starting social security payments at 62. My question is concerning the limits on (earnings) between 62 and 67. From what I have read you can only have $12,000 in earnings (dividends, interest etc.) before they begin to reduce your benifits $1 for every $2 in earnings. That would limit me to $24,000 yr (12,000 SS + $12.000 dividends etc.) to live on. I would like to have at least 40K. Does anyone out there have a good statagy to deal with this situation? Thanks