Hi everyone -
Supposing you retired in 2004 and enjoyed a return on your 65% stock allocation that was a little more than double that of the Total Market until last month.
And then the recent downturn occurs. In it's aftermath, I'm sort of trying to "re-firecalc" my retirement going forward.
Would you consider a 95% SWR setting in Firecalc to be 100% safe if you enjoyed such outsized return (a little more than twice the Total Market) in the first 4-5 years of retirement?
Also, when you select the portfolio to never drop below a certain amount, is that amount inflation-adjusted so it always has the same purchasing power?
Thanks for your input.
Supposing you retired in 2004 and enjoyed a return on your 65% stock allocation that was a little more than double that of the Total Market until last month.
And then the recent downturn occurs. In it's aftermath, I'm sort of trying to "re-firecalc" my retirement going forward.
Would you consider a 95% SWR setting in Firecalc to be 100% safe if you enjoyed such outsized return (a little more than twice the Total Market) in the first 4-5 years of retirement?
Also, when you select the portfolio to never drop below a certain amount, is that amount inflation-adjusted so it always has the same purchasing power?
Thanks for your input.