So does it even make sense for me to go to Pen Fed and get a chip and pin cc for Europe UK trip in Oct. What other card would be comparable? I have an Am Ex and a Bank of America cash back Visa but I need to check on foreign transaction fees.
Yes. FWIW, we picked out own PIN.
Penfed has no foreign transaction fee. Neither does Discover, but Discover is useless outside of the US, nobody takes it.
Capital One also has no fee. No chip, either, but no bid deal. Even with the Penfed card they always ask for a signature.