We hear all the time about the high cost of living in California. I wonder, though, for a retiree, is the cost of living really that much higher? Assuming that your home is paid for (no easy feat, these days), what are the other high costs that drive up the cost of living? Aren't most staples similar in price everywhere in the country? I'm thinking groceries, clothing, etc. I know that gas is somewhat higher here in SoCal than in other parts of the country, but our property taxes are lower than many places (even factoring in the higher cost of housing here). While utility prices may be a bit higher than in other parts of the country, I assume that's more than offset by the fact that we don't need to heat and cool our homes as much as people in other areas.
So what, besides housing, contributes to the high cost of living here? I've never lived anywhere else as an adult, so don't have anything to compare it to.