steelyman
Moderator Emeritus
I have a 457 (deferred compensation) account that has a selection of 17 funds, one of which is a stable value fund, which is a reason why I don’t roll it over.
The remaining funds are mostly Vanguard’s target date offerings but there are also Vanguard S&P 500 with expense ratio 0.01% and a Russell 2000 index fund with ER 0.02%.
What I’d really like is a total US market fund to place money not contained in the stable value offering. But no offering of that type. So I jiggered things this week to invest in the S&P and R2K funds at an 80/20 ratio, which might approximate a total market fund.
Seem reasonable? It’s a done deal now so I’ll see how it goes.
The remaining funds are mostly Vanguard’s target date offerings but there are also Vanguard S&P 500 with expense ratio 0.01% and a Russell 2000 index fund with ER 0.02%.
What I’d really like is a total US market fund to place money not contained in the stable value offering. But no offering of that type. So I jiggered things this week to invest in the S&P and R2K funds at an 80/20 ratio, which might approximate a total market fund.
Seem reasonable? It’s a done deal now so I’ll see how it goes.