W2R
Moderator Emeritus
Do you never rent a car or reserve a hotel room? AFAIK a CC is necessary for these things.
I do both of those things repeatedly and have for several years, with no problems ever, not even a hesitation, not even once. I even asked a car rental agency about it once, when renting a car, and was told that that information was years out of date and just not correct. Such problems are fiction in my situation and my guess is that these stories probably arose from those not knowing the difference between a debit Mastercard and a (more restrictive) ATM card or else from those with insufficient balance in the bank account to which the debit Mastercard is linked. I am perfectly happy with my choice to not be a part of the credit culture, though I know several here are not at all happy with my choice! Let's see - - 72:0:1 right now, so I can see that I am not going along with the crowd on this one.
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