bright eyed
Thinks s/he gets paid by the post
- Joined
- Jan 4, 2007
- Messages
- 1,891
Ok, so I put most of my purchases on my costco amex which I adore - just cashed in my rewards and received over $500 cash
I got my target redcard which has saved me over $30 so far and it's only a couple months old.
I need one more card as my amex back up - a visa or mastercard for folks who don't take my adored amex.
I have a chase visa now that does nothing for me - I'd be charging about $6k per year on it and it's not for gas...mostly random stuff and a little eating out not covered on amex.
The cashback offers seem inconsequential since most of these charges fall in the 1% category. There is a chase freedom offer for $150 cash for $500 purchases in 1st three months which I would qualify for and variable % cash back that seems best so far...
Is there another kind of reward I should look into? I assume points for hotels aren't beneficial since my points would be relatively low? Or unless I build them up over a couple of years. I occasionally need a room but usually use priceline on those occasions.
I got my target redcard which has saved me over $30 so far and it's only a couple months old.
I need one more card as my amex back up - a visa or mastercard for folks who don't take my adored amex.
I have a chase visa now that does nothing for me - I'd be charging about $6k per year on it and it's not for gas...mostly random stuff and a little eating out not covered on amex.
The cashback offers seem inconsequential since most of these charges fall in the 1% category. There is a chase freedom offer for $150 cash for $500 purchases in 1st three months which I would qualify for and variable % cash back that seems best so far...
Is there another kind of reward I should look into? I assume points for hotels aren't beneficial since my points would be relatively low? Or unless I build them up over a couple of years. I occasionally need a room but usually use priceline on those occasions.