pb4uski
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Did you even read the link?
This was where the insured suffered an injury from their own accident and was suing their insurer. They were paid under the base policy but were also trying to get more money by filing a claim under the umbrella. It isn't even close to the situation that most of us buy umbrella insurance for where there is some sort of accident that injures a third party. I think very few people buy an umbrella to get a payday from our insurer should we have an accident.
In this case, the woman and her husband had an accident, she was injured and he died, and then she sues their insurer for damages caused by her injury and for her husband's death. I didn't read the whole opinion but from the first few pages I agree with the court's conclusion and that the petitioner was overreaching.
This was where the insured suffered an injury from their own accident and was suing their insurer. They were paid under the base policy but were also trying to get more money by filing a claim under the umbrella. It isn't even close to the situation that most of us buy umbrella insurance for where there is some sort of accident that injures a third party. I think very few people buy an umbrella to get a payday from our insurer should we have an accident.
In this case, the woman and her husband had an accident, she was injured and he died, and then she sues their insurer for damages caused by her injury and for her husband's death. I didn't read the whole opinion but from the first few pages I agree with the court's conclusion and that the petitioner was overreaching.