Estimating future health insurance costs

[Roger_R]

I'm continuing to churn away my finanical calculator to estimate my retirement costs and potential retirement dates. For health insurance, a typical policy with maybe a thousand dollar deductable, I am estimating a 10% increase per year for each year from age 55 to age 65. Does this sound like it might be in the ball park, low or high? I know it's a bit of a guess, but want a reasonable figure to work with. Second opinions would be helpful.

 

[REWahoo]

... I am estimating a 10% increase per year for each year from age 55 to age 65.

That's the annual increase amount I'm using also. But there may (and I emphasize may) be some hope in moderating the annual increase with the new Health Savings Account policy. I got an HSA quote a year ago and another one this week. The premium only increased 3% and the deductible went up 2% (from $5,150 to $5,250). In theory, the increase in deductible each year allows for a reduced increase in premium. Guess time will tell.
REW