Fidelity Replacement Cards with Elan

[mathjak107]

Sure, that's easy. But we were discussing how to get the activity into Fidelity Full View. In order to do that, you have to set up a separate login at Elan Cardmember Services. Then add the account(s) to Fidelity Full View, same as any other external account.





I was a little confused on dates, so I just read the website and FAQ. It says you can use the old card through July 22. On July 23, the old accounts will be closed and you will no longer have access to the FIA website. July 26 is the date they transfer balances, rewards, and transaction history to the new accounts, which will be available to customers via the Elan website July 27.

Also saw this in the FAQ which is pertinent to the OP and consistent with what I was told earlier by an Elan rep:

i tried quicken years ago . it was to much work so i dropped it .

i like simple and full view is as simple as you can get since except for the link to external accounts there is nothing left to do to see spending at a glance .

i am lazy when it comes to tracking and coding the things full view does not automatically code but then again i don't really care what we spent on what . i would only care if we had to make cuts which we don't , we came in under what our goal posts are . so as long as we are under budget , what went where is not a concern . i would do it all again the same way anyway .

 

[travelover]

I set up autopay and alerts on the new Fido Visa card yesterday. Very easy from the Fido website.

 

[mathjak107]

i just put it under bill pay and did it that way .

 

[Dave J]

I set up autopay and alerts on the new Fido Visa card yesterday. Very easy from the Fido website.

I also set them up from the Fidelity site, and I would recommend setting up the Card Not Present alert, so you can get a text and/or an e-mail if card is used but not present (phone or internet use). Works slick. Used card online at Macy's Saturday and got a text maybe 10 seconds after placing order online informing me amount and merchant. I chose both e-mail and text.

 

[COcheesehead]

OK, I can do that. I guess I thought they would automatically show up in Full View like any other Fidelity account. But you're saying I have to set up an account at Elan and then manually add the CC accounts in Full View. Easy enough, I just don't remember doing that with the FIA cards, but maybe I did.

Mine showed up without doing anything. It just appeared along with the old FIA card. So right now it shows both accounts. The new Elan closed on the 14th and I don' have a statement yet and the rewards haven't transferred yet. Waiting to see what happens with that.

 

[FIREmenow]

I also set them up from the Fidelity site, and I would recommend setting up the Card Not Present alert, so you can get a text and/or an e-mail if card is used but not present (phone or internet use). Works slick. Used card online at Macy's Saturday and got a text maybe 10 seconds after placing order online informing me amount and merchant. I chose both e-mail and text.

Do any of you guys use your cards for EVERYTHING? I do this - absolutely everything. I buy a .69 cent cup of coffee - it goes on my credit card. I get weird looks - but hey, its another dollar towards cash back. I get about three pages of transactions every month.

So in getting a text and/or email for every single one of these - will it become a huge pain? Or is the pain worth the protection anyway?

If you set the limit as a big number - what good does this do? Last few times my number was taken, they put a $7.23 charge on it or something to check and see if it was good. Besides, if you're not liable for unauth. charges anyway, what difference does the amount make?

Just thinking through.....

 

[Cobra9777]

Mine showed up without doing anything. It just appeared along with the old FIA card. So right now it shows both accounts....

In Full View? Mine showed up in the credit card section of Fidelity's website as well as main page summary, etc. But not in Full View. After my exchange with mathjak, I called Fidelity and the rep confirmed that the Elan cards must be set up as an external account in Full View, after setting up login credentials and security questions at Elan Cardmember Services. I also checked and my FIA cards were set up same way, as external accounts with my FIA login credentials and security questions.

Can you confirm that your Elan account showed up in Full View?

 

[Dave J]

Do any of you guys use your cards for EVERYTHING? I do this - absolutely everything. I buy a .69 cent cup of coffee - it goes on my credit card. I get weird looks - but hey, its another dollar towards cash back. I get about three pages of transactions every month.

So in getting a text and/or email for every single one of these - will it become a huge pain? Or is the pain worth the protection anyway?

If you set the limit as a big number - what good does this do? Last few times my number was taken, they put a $7.23 charge on it or something to check and see if it was good. Besides, if you're not liable for unauth. charges anyway, what difference does the amount make?

Just thinking through.....

I use mine for everything, just like you.
You ONLY get an e-mail and/or text if your card is not swiped, like online or by phone. So only once in a while do you get anything. HTH

 

[FIREmenow]

I use mine for everything, just like you.
You ONLY get an e-mail and/or text if your card is not used, like online or by phone. So only once in a while do you get anything. HTH

Oh.... DUH!

 

[COcheesehead]

In Full View? Mine showed up in the credit card section of Fidelity's website as well as main page summary, etc. But not in Full View. After my exchange with mathjak, I called Fidelity and the rep confirmed that the Elan cards must be set up as an external account in Full View, after setting up login credentials and security questions at Elan Cardmember Services. I also checked and my FIA cards were set up same way, as external accounts with my FIA login credentials and security questions.

Can you confirm that your Elan account showed up in Full View?

Sorry, you are right. I was thinking the account summary. I don't track the CC in Full View, but it automatically popped up in account summary page. My bad. Sorry.

 

[Cobra9777]

I used to use Full View but I have found Personal Capital to be the most functional implementation of Yodlee software available. I don't use their investment service, but as long as the software works, I will use it...

I used Personal Capital for quite some time after dropping Quicken. It was a very good tool with great potential. I've posted lots of positive comments about it on this forum. However, I closed the account after multiple issues with accounts failing to update correctly. Lots of weird issues like random duplicate transactions and no ability to manually delete the duplicate. The final straw was when it failed to update at all after I added 2FA (VIP Access) to my Fidelity accounts. After over a month of submitting trouble tickets and email with their support team, it never got resolved. At that point, I didn't trust the security.

Since most of our accounts are at Fidelity, I feel more secure doing account aggregation there. We just have a few external accounts. Full View is far from perfect but it just plain works and does everything I need. I might try Personal Capital again at some point in the future. I recall that the interface was much better than Full View. And I really like the detailed drill-down into asset allocation and other portfolio analytics.

 

[ERD50]

Sorry, you are right. I was thinking the account summary. I don't track the CC in Full View, but it automatically popped up in account summary page. My bad. Sorry.

I was confused by this as well. I never noticed the "Full View" link on the Fidelity accounts page, I thought people were talking about some external app, or something to do with Quicken or something. But there it was, all this time I guess!

It looks handy though. I can link DW's Fidelity 403B and IRA and see them all w/o a separate login - that's nice. I'm trying to get my Costco Citi Visa to show up on there, I might have it, but I've been having some run around trying to get access to those two cards together, so I will wait to see if things settle down before I dig further.

-ERD50

 

[Another Reader]

I spent an hour and a half last night and two hours this morning with Full View. I last used Full View extensively around 8 years ago, and a lot has changed. I ended up doing a lot of account deletions, which was very frustrating because the system would hang up in mid-deletion and I had to start over again. I was able to add the rentals as real estate and associate mortgages, which was not possible in the old version.

My legacy Computershare accounts loaded in Full View, but Computershare does not play nice with Personal Capital. T Rowe Price works with Personal Capital but not Full View. Still having problems with two on-line banks.

I am concerned about the long term viability of Personal Capital, which is why I revived Full View. If I ever need to talk to my Fido rep, the accounts and allocation will be available to both of us.

I was too aggravated to play with the Full View functions this morning. Maybe later...

 

[UpAnchor]

Just noticed that within the last 24hrs, the Amex card dropped off my accounts page at Fidelity so it's Elan Visa all the way now. At the same time, my existing rewards balance seems to have carried over without a hitch.

 

[COcheesehead]

Just noticed that within the last 24hrs, the Amex card dropped off my accounts page at Fidelity so it's Elan Visa all the way now. At the same time, my existing rewards balance seems to have carried over without a hitch.

Me too.

 

[audreyh1]

Interesting. The final account merge is on the 26th. The 22nd for old card to no longer be usable.

Now I'm really glad I saved a snapshot of my old account a few days ago.

 

[mathjak107]

so far as of this morning no transfer of points yet but i can no longer access anything in fia card services . it tells me i have no accounts .

 

[Droo]

Anyone have any idea what will happen to a refund credited to the AMEX card after the switchover date? I assume they would have to support it and pass it over to the new card, but I've never had a card force switched from one bank to another either.

 

[COcheesehead]

so far as of this morning no transfer of points yet but i can no longer access anything in fia card services . it tells me i have no accounts .

Look at "my account", then the "rewards" tab. It should show the carryover points. It least it does on in my account.

 

[mathjak107]

Anyone have any idea what will happen to a refund credited to the AMEX card after the switchover date? I assume they would have to support it and pass it over to the new card, but I've never had a card force switched from one bank to another either.

to funny , i too had a 2 buck credit laying on the amex card . waiting to see what happens

 

[mathjak107]

Look at "my account", then the "rewards" tab. It should show the carryover points. It least it does on in my account.

no points shown yet

 

[COcheesehead]

Here is a screen shot of the page showing the points.

 

[mathjak107]

i show my old points before i redeemed them on that page but when you click on next is says zero points . i still have a few hundred left

 

[Cobra9777]

Look at "my account", then the "rewards" tab. It should show the carryover points. It least it does on in my account.

Are you sure that's not just what you've earned so far on the new card? That's what it is for me. On the reward tab, the reward points shown is exactly 2X my month-to-date spend on the new card. There's clearly been no reward transfer yet from the FIA card. Like mathjak, when I click "next", there is zero reward balance. And there's no reward balance or history shown on Fidelity's website.

According to the published schedule, old cards could be used through July 22. Accounts would be closed and no longer accessible online on July 23. All balances, rewards, and transaction history will be moved on July 26, and viewable online by July 27. I suppose it's possible they're doing the transfers in phases, with July 26 being the date they expect to be complete.

For me, nothing has transferred yet from FIA to Elan. As expected, the two FIA card accounts are gone from Fidelity's website. I can still login to FIA but that's because I have an old non-Fidelity, sock-drawered VISA account there. The two Fidelity card accounts are clearly gone from the FIA site.

One of the two FIA accounts has an unpaid balance that I'm expecting to be transferred to Elan. Right now, when I look at the Elan account in Fidelity, the available credit plus current balance does not equal my credit limit. It's off by the exact amount of the unpaid balance on the FIA card. Also no transfer in the Elan transaction detail. So there's clearly been no balance transfer yet. No transfer of rewards or transaction history either.

 

[COcheesehead]

Are you sure that's not just what you've earned so far on the new card? That's what it is for me. On the reward tab, the reward points shown is exactly 2X my month-to-date spend on the new card. There's clearly been no reward transfer yet from the FIA card. Like mathjak, when I click "next", there is zero reward balance. And there's no reward balance or history shown on Fidelity's website.

According to the published schedule, old cards could be used through July 22. Accounts would be closed and no longer accessible online on July 23. All balances, rewards, and transaction history will be moved on July 26, and viewable online by July 27. I suppose it's possible they're doing the transfers in phases, with July 26 being the date they expect to be complete.

For me, nothing has transferred yet from FIA to Elan. As expected, the two FIA card accounts are gone from Fidelity's website. I can still login to FIA but that's because I have an old non-Fidelity, sock-drawered VISA account there. The two Fidelity card accounts are clearly gone from the FIA site.

One of the two FIA accounts has an unpaid balance that I'm expecting to be transferred to Elan. Right now, when I look at the Elan account in Fidelity, the available credit plus current balance does not equal my credit limit. It's off by the exact amount of the unpaid balance on the FIA card. Also no transfer in the Elan transaction detail. So there's clearly been no balance transfer yet. No transfer of rewards or transaction history either.

The math doesn't work, if that is the case. It is closer to the 2% X the balance from the old card. I am sure it will all workout in the short term.