Originally Posted by 2017ish
I haven't used it yet, but take a look at the "documentation" area of the website for it, and in particular "user input." User Input | The Flexible Retirement Planner
It discusses both tax rate input and spending in retirement input--the latter of which says
So, net of taxes.
Please post back with your thoughts after you've played with it.
Thank you for the research!
I haven't played with it much, but right out of the box (without changing any input values), the spending dollars I get is lower than with any other retirement planning tools I have used (even after adding the tax part) - I am comparing it with Vanguard engine, FIDO RIP, Firecalc, i-orp, and cfiresim. I will have to look at the assumptions and input values to find out why.
It looks like you can save different scenarios and compare them fairly quickly, so that is good.