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Re: Generic ER: *Any takers?
Old 04-07-2005, 05:19 PM   #41
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Re: Generic ER: *Any takers?

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Ugh, now I feel squeamish! *How did this thread get so morbid? *I wouldn't go Hemingay's route, but I do say no feeding tubes! *Let your loved ones go gracefully, people!
Hate to say it, but I've been there and there is nothing graceful about watching your mother starve to death.

Mikey
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Re: Generic ER: *Any takers?
Old 04-07-2005, 05:39 PM   #42
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Re: Generic ER: *Any takers?

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Hate to say it, but I've been there and there is nothing graceful about watching your mother starve to death.

Mikey
I have to agree, people who make these decisions when alert and vibrant have no clue as to the pain and suffering of starving to death. Ever gone hungry (not many in America go really hungry) for 12 hour period? There was a time when we took care of our own, knew they were dying, fed them what they could tolerate and loved them into the afterlife (whatever that is).

That's my exit plan.

Judy
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Re: Generic ER: *Any takers?
Old 04-07-2005, 05:41 PM   #43
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Re: Generic ER: *Any takers?

Judy.......nice thought. Good post. I have a
different exit plan.

JG
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Re: Generic ER: *Any takers?
Old 04-08-2005, 01:52 PM   #44
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Re: Generic ER: *Any takers?

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Hate to say it, but I've been there and there is nothing graceful about watching your mother starve to death. Mikey
Same here, but my mother (an RN, no less) was "fed up" with the chemotherapy and the endless surgeries. So she started making her own decisions.

She asked to go home, which was done. The next day she stopped eating & drinking. Dad got on the phone, we got there in time to say goodbye, and 12 hours later it was the best thing to happen in her decade-long cancer battle.

It was two days before their 28th wedding anniversary and three days before my Dad's pre-arranged ER (he was going to spend his time taking care of Mom).

Getting back to the original subject, you should ER as soon you want to (especially if the financial numbers look good). Because you don't know anything about the number of years you have left.

Quote:
If I still have sufficient facilities and a functional trigger finger, I intend to take the Hemingway exit. JG
JohnGalt, how old were Hemingway & Hunter S. Thompson when they made their decisions? Hmmm....
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Re: Generic ER: *Any takers?
Old 04-08-2005, 03:18 PM   #45
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Re: Generic ER: *Any takers?

Hemingway was 61. Did it on my oldest daughter's birthday (July 2). Not sure about Hunter Thompson, but
it certainly fit his rep.

BTW, not to dwell on morbid topics, but I have 2 close
friends who are having major health problems. The one
guy is 68, overweight and has been hospitalized twice in the last month. The other guy (mid 60s) is going
in to have part of his intestines removed. Had to
postpone twice so far because he has pneumonia
right now.

Guess what they have in common.............they are
both still working.

JG
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Re: Generic ER: *Any takers?
Old 04-08-2005, 05:18 PM   #46
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Re: Generic ER: *Any takers?

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Sparky:

Who's insuring you and where are you? I'm searching for a similar health insurance plan when I RE.

Thanks.
Golden Rule - we're in CT.
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Re: Generic ER: *Any takers?
Old 04-08-2005, 05:30 PM   #47
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Re: Generic ER: *Any takers?

But really... All this doom and gloom about not having enough. $2 million? That's a very big number.

Bob Brinker said that, on a $1M portfolio, you should be able to generate $20,000 in dividends and interest and take an additional 2-3% - living a $40,000-$50,000 lifestyle, which is NOT BAD. Say what you will about him, this is pretty conservative.

We are living at $34,000 per year, which is not "get outta town" lifestyle, but very comfortable. This is our first year of this, so we'll see, but it feels right.
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Re: Generic ER: *Any takers?
Old 04-08-2005, 05:51 PM   #48
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Re: Generic ER: *Any takers?

We're at about 25K gross. No problem! No debts!
Low COL area. It's not really that hard, even in the USA.
It's mostly your mindset about what is important and what is really necessary.

JG

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Re: Generic ER: *Any takers?
Old 04-08-2005, 05:54 PM   #49
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Re: Generic ER: *Any takers?

Quote:
We're at about 25K gross. *No problem! *No debts!
Low COL area. *It's not really that hard, even in the USA.
It's mostly your mindset about what is important and what is really necessary. *

JG
We could do that if we didn't have our wine ...
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Re: Generic ER: *Any takers?
Old 04-08-2005, 07:01 PM   #50
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Re: Generic ER: *Any takers?

One more time.

Dory36's old,old post - 33% that's my story - is what impelled my original posting to this forum.

Hmmm - sub median might require some rethinking.

Anywise - being a really, really cheap SOB, 12% of our taxable income was my one year best - never to be equaled again.

Going into our 12th year of ER - we're pushing 33% of our 1992 taxable. The current level of 'luxury' makes me extremely uncomfortable. Actual computer, DSL light, Direct tv, hearing noises about a new vehicle, I should get a cell phone - all kinds of bad stuff.

I'll bet the average American doesn't have a clue what his yearly/budget cost of living is - except to quote his paycheck. I know ours is out of control.
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Re: Generic ER:  Any takers?
Old 04-09-2005, 10:02 AM   #51
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Re: Generic ER:  Any takers?

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living a $40,000-$50,000 lifestyle, which is NOT BAD.
The median household income in the US was $43,000 in 2000.
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Re: Generic ER:  Any takers?
Old 04-09-2005, 10:21 AM   #52
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Re: Generic ER:  Any takers?

And if your house is paid off you feel a whole lot richer than $40k!!!
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Re: Generic ER: *Any takers?
Old 04-09-2005, 02:07 PM   #53
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Re: Generic ER: *Any takers?

I hope this is germane.

I am not "immune" to ego. I recognize and control mine. Big difference. Take today for example (keep
in mind that at one time I could just buy about
whatever I wanted).

I owned a "beater" riidng lawn mower. That's okay but this one was so bad I swore I would not use it another year. So, I ran an ad and sold it for $250. Then, I went to an auction and bought it's twin for $125. Then, today
I saw the same basic mower parked along the highway
with a sign "FREE". I ran home and got my pickup,
found a guy to help me load it and hauled it home for spare parts.

This is a metaphor for my ER life (as opposed to my
former swilling martinis at the country club life).

JG
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Re: Generic ER: *Any takers?
Old 04-09-2005, 03:13 PM   #54
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Re: Generic ER: *Any takers?

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I hope this is germane.




This is a metaphor for my ER life (as opposed to my
former swilling martinis at the country club life). *

JG
JG: I have read other quotes about your country club life. Just curious. I know you don"t play golf. In Calif., belonging to a country club (If entire family plays golf), it can be a very inexpensive way to play. Without playing golf, what's the reason you joined a country club?
Initial fee"s to join out here, are minimum of $30,000, plus monthly fees. The up-front costs are supply and demand, and depending on the growth of the area, it is usually returned back with a good return.
I am the only one in family that plays golf, so joining a country club didn't make sense to me, as I was only interested in golf priveleges.
As I stated, just curious, because I have heard other folks talking about joining "country clubs" (mostly from the mid-west), that didn't play golf. I guess I'm missing something, as the golf priveleges are the only thing that would have appeal to me.
Generally, the monthly dues are about $300.00 a month, but that includes golf priveleges for entire family.
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Re: Generic ER: *Any takers?
Old 04-09-2005, 04:11 PM   #55
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Re: Generic ER: *Any takers?

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I am not "immune" to ego. *I recognize and control mine. *Big difference.
JG
I guess "immune" was a poor word to use, not meant to be a dig. I agree that controlling ego is the key..like the quote from Socrates (and others) pointing out that poverty is an excess of desire for (rather than a paucity of) posessions.

Now health insurance, thats a different category..kind of like shoes, usually not essential, until confronted with a steaming pile of life.

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Re: Generic ER: *Any takers?
Old 04-09-2005, 07:40 PM   #56
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Re: Generic ER: *Any takers?

Interesting thread folks -- thanks to all...

Not to bring back the morbid section, but to those whose "exit strategy" involves swallowing a gun, may I gently suggest that you give a thought to those who might find you?

Some time back an older fellow with cancer asked his wife to go to the store for him -- dialed 911 after she left -- and told the dispatcher he was going to kill himself and could she please send someone over to find him before his wife returned.

The means of death was a shotgun in the mouth, the "someone" they sent over was my brother, and even after 20 years as a cop he says he NEVER saw anything so horrible as what he found and will NEVER be able to get that picture out of his mind's eye.

Just a thought...

Caroline
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Re: Generic ER: *Any takers?
Old 04-10-2005, 04:53 AM   #57
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Re: Generic ER: *Any takers?

Hello Caroline! Good point. However, I would submit
for your consideration that watching a loved one
vegetating over 20 years would be much much worse. The "Hemingway" exit is quick and messy,
but everyone gets to move on, after things are hosed
down and repainted Besides, for those of us who are control freaks, it's important to have control over
our departure.

Enough of that........................

Hey, let's get th to send in some more pancake
bunnies and stuff

JG
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Re: Generic ER: *Any takers?
Old 04-10-2005, 05:15 PM   #58
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Re: Generic ER: *Any takers?

Hello back, Mr. Galt!

You'll get no argument from me on the unpleasantness of watching a loved one die over 20 years -- watching a complete stranger like Terri Schivo die was bad enough.

I also agree with you that one wants to be in control at the end.

It's ONLY the mess I'm worried about -- bad enough for my brother to find the guy with his head exploded, but what if his wife had forgotten something on her way to the store and turned back?

Where is the illustrious Dr. K when we need him, durnit!?
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Re: Generic ER: *Any takers?
Old 04-10-2005, 06:33 PM   #59
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Re: Generic ER: *Any takers?

I was having dinner with friends about 2 weeks ago
and opined that some day Dr. Kervokian would be
considered a "pioneer". One of my companions
said she thought he should get The Nobel Prize.
Maybe so............

JG
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Re: Generic ER:  Any takers?
Old 04-16-2005, 02:42 AM   #60
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Re: Generic ER:  Any takers?

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We could do that if we didn't have our wine ...

When the going gets tough, the tough cut back on the wife's wine.

BUM
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