Not to sound unsympathetic or cold, but in the context of my question to Freedom56, you are stating the obvious. "I'm taking it at 62, and you should too, because the break even is 78" is still an invalid piece of advice, unless you do indeed plan to die before 78, which appears to be your plan, and exactly what I asked in the second sentence of my post. I am glad you are enjoying and living your life by retiring as early as possible. You have your own personal reasons. Also, as noted in my post, if you REed and because of that have little SS anyway, then absolute amount increased by delaying may make little difference either way.
For most people, though ,the question should be "what will happen if I outlive my income because of inflation, rising health costs, etc, etc, as I become too old to do anything about it, and possibly mentally and or physically unable to handle my investments?" Not to be flippant but, it is a bigger problem for someone that has outlived their income than for someone that is dead.
RE should require not only savings but diversified passive income, COLA designed. There is no better annuity than SS. In your case, which personally is none of my business, you have good reasons to not want or need an annuity, and presumably plan to buget your living based on living less than 78.