First year of retirement, at least for me, and our expenses are up about 10% due to unexpected home repairs and appliance replacement. I certainly hope next year is NOT similar"
. But I don't think they will be. Most everything else is in good shape. Still it reminds me about preparing for the unexpected. We also need a new car but that had already been figured in the budget. That's the largest expense and it's not as worrisome since we've always had it budgeted. Other than these surprises I think we've spent just a bit less than we planned on. That's a pleasant surprise.