How much is enough to retire early on?

[smjsl]

Take about $120K of that money (10%) that's in cash and immediately move it to some physical gold and silver.

Is that much safer than buying GLD? Is it worth the extra premium and less liquidity and extra insurance to buy physical commodities?

 

[Milton]

Is that much safer than buying GLD? Is it worth the extra premium and less liquidity and extra insurance to buy physical commodities?

There are pros and cons to both options.