How much of your nest egg is after-tax money?

[wabmester]

No controversy about that. It's a planning matter, however, to the extent that ordinary income is taxed differently from gains, etc.

Not even a planning matter, it's more of a speculation matter on current tax structure vs future tax structure. No way to really tell which way will be better in the end, but it's usually a pretty good bet that your overall tax bite will be lower post-retirement than pre-retirement.

 

[NinjaPigeon]

I'm 60% after-tax, but that should shift in the next 10 years. I am just starting off, but last year I did pretty well and the 401k just couldn't keep up.