Dude, go to the beach!wstu32 said:well, let me start.... HELP!!! I CANT STOP CHECKING!!
HELP!!! I CANT STOP CHECKING!!
The short answer is "No", and check your PMs....wstu32 said:i am 40-45% equities....but that helps me sleep at night... do you think this is crazy?
Absolutely.wstu32 said:i have some cash , would you recommend putting 50k more in equities now? diversified of course...
Nords said:Absolutely.
Spouse's Navy Reserve income this year is going into the TSP's "S" small-cap stock fund, and our IRA contributions are going into the Powershares International Dividend Achievers ETF (PID). She won't see a nickel of take-home pay. And if we sell off even more of our Tweedy, Browne shares from our taxable account then we'll probably boost our allocation of the DOW Dividend ETF (DVY).
Keep in mind that we have an ER portfolio that's 94% equities. That's approximately three standard deviations to the right of the stocks/bonds bell curve and, considering our value/small-cap/international tilt, maybe even farther out.
Nords said:Dude, go to the beach!
Yeah, I know, it's cold & windy & raining. In that case, wanna come over here and help me with the yardwork?
I didn't mean to give a false impression but let me repeat our situation. I'm drawing a COLA'd govt pension that pays the mortgage & groceries. Spouse works a weekend a month (drilling Navy Reservist) and draws her govt pension in 15 years (at age 60). The SWR on our ER portfolio has been around 3-6%, depending on the home-improvement projects and her work, and in the absolute world-ending worst case we can still meet our minimum expenses even if the portfolio only lasts until her pension starts.peteyperson said:Nords,
I was just wondering why you have over 90% equity exposure? Still in accumulation phase?
The recent correlation data suggests that style/size diversification and even int'l. diversification isn't delivering good disparity of returns these days.
Petey
Ah, liberty on the Riviera again... I knew there was a reason for all those college French classes!poyet said:You're welcome on the french riviera as well
Gotta be happy with an expense ratio of only seven basis points...wstu32 said:hey nords, bought VTI (van total index) ETF.
El Guapo said:Poll needs another option: "I only check it on an up day".
wstu32 said:"before Al Gore invented the internet"
that was a good one!!!