I found this article on Yahoo today and thought I'd share it with the forum.
The recent thread: What Fixed Rate Would Get You Out of Stocks?
inspired me to share the authors view.
Below is a quote from the article:
"Now all my money is stashed in U.S. Treasuries, Treasury Inflation-Protected Securities (or TIPS bonds), and laddered CDs, which, in the years to come, I can count on to earn me essentially nada."
Our own circumstances are not identical to the authors but very similar. Enough so that we have very little left in the stock market.
If you could maintain the retirement lifestyle you have planned for without the sequence of return risks... would you be comfortable "earning essentially nada"?
EDIT to add... Include factoring in historical inflation rates... If you could maintain the retirement lifestyle you have planned for without the sequence of return risks... would you be comfortable "earning essentially nada"?
https://finance.yahoo.com/news/took-money-stock-market-feels-100041903.html
The recent thread: What Fixed Rate Would Get You Out of Stocks?
inspired me to share the authors view.
Below is a quote from the article:
"Now all my money is stashed in U.S. Treasuries, Treasury Inflation-Protected Securities (or TIPS bonds), and laddered CDs, which, in the years to come, I can count on to earn me essentially nada."
Our own circumstances are not identical to the authors but very similar. Enough so that we have very little left in the stock market.
If you could maintain the retirement lifestyle you have planned for without the sequence of return risks... would you be comfortable "earning essentially nada"?
EDIT to add... Include factoring in historical inflation rates... If you could maintain the retirement lifestyle you have planned for without the sequence of return risks... would you be comfortable "earning essentially nada"?
https://finance.yahoo.com/news/took-money-stock-market-feels-100041903.html
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