International has been a real disappointment

[Totoro]

Why pay 0.14% fees in VT if you can split money 50/50 between VTI and VXUS and pay 0.05% and 0.13% averaging 0.09% in fees.

Fair point. Automatic rebalancing mostly. That's worth the 0.05% difference for me.

But I did wonder a few times why the fees are higher. Doesn't make sense.

 

[eta2020]

Fair point. Automatic rebalancing mostly. That's worth the 0.05% difference for me.

But I did wonder a few times why the fees are higher. Doesn't make sense.

I do not rebalance. I just let them go.....

On 3 000 000 balance 0.05% comes up to 1500 bucks. That is not unusual balance on this forum. So it is real money

 

[Totoro]

Like I said, fair point

My tracker portfolio is much less than 3M. Rebalancing should boost the volatility/return profile by a bit too. No idea if that matches the higher fees, my crystal ball is still in the repair shop.

There is also an admiral shares version of VXUS, VTIAX. Has 0.12%.