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I have about 5 years of money that is used to supplement our pensions in a MM. This money will not be reinvested in stocks or bonds. Should this amount of cash be figured in to our AA or not. I have read somethings that say yes, others that say no. I have even read that pensions should be considered part of the AA as it is like a fixed income fund.
What do you guys think? If there is a thread already discussing this, I couldn't find it.
Thanks and a Healthy, happy and better new years to all.
Larry
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Retired early and loving it.
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