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Old 01-03-2011, 01:27 PM   #21
Thinks s/he gets paid by the post
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Join Date: Feb 2003
Posts: 1,436
Here are some actuals circa 2008. The reference point was our youngest living away at college, graduating and heading out to a job in their field (yay!). I did not include any educational/educational living expenses, as those were handled separately.

A year in advance I tried to estimate what all the amounts would be that would decrease, looking for a perpetuating windfall

All amounts listed are annuals:

Auto - Inspection, registration, maintenance - $750 (we signed over car after grad.)

Auto Insurance - $950 (would have been $1500 a year earlier, but ins. went down, some due to enrolling in a risk-reduction plan by insurer)

Health Insurance - $750

Health Costs incl. Dental - $450

Clothing - $300

Cell Phone - $430

Umbrella Ins. Premium - $400 (getting a younger driver and car off of your policy reduces risk). A BIG reduction! Not that there were any accidents or tickets, but as a class...

-- Telly, the D-I-Y guy --
Two fools dancing on the hands of time
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