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Mike Piper's Social Security Made Simple free Kindle download
Old 10-08-2012, 07:10 PM   #1
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Mike Piper's Social Security Made Simple free Kindle download

Mike Piper's book on social security is a free download for Kindle devices over the next 5 days. Paper books are $5. I have a couple of his other books on retirement and investing, which I found pretty good. In addition, they are fairly quick reads. I downloaded my free copy to my Kindle ereader from Amazon.com.
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Old 10-08-2012, 08:06 PM   #2
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Quote:
Originally Posted by jdmorton View Post
Mike Piper's book on social security is a free download for Kindle devices over the next 5 days. Paper books are $5. I have a couple of his other books on retirement and investing, which I found pretty good. In addition, they are fairly quick reads. I downloaded my free copy to my Kindle ereader from Amazon.com.
Got mine, thanks!

I met Mike briefly at FINCON12. Good guy. I like his franchise writing.
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Old 10-08-2012, 08:10 PM   #3
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Here's a link: http://www.amazon.com/Social-Securit.../dp/B009K7ZNDS
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Old 10-08-2012, 09:16 PM   #4
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Thanks. Downloaded it.
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Old 10-08-2012, 09:31 PM   #5
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Great, thanks!
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Old 10-08-2012, 09:34 PM   #6
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Thanks
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Old 10-09-2012, 02:24 PM   #7
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Just downloaded. Will skim but I'm 10 years away, if ever.
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Old 10-09-2012, 02:28 PM   #8
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Got it, thanks again.
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Old 10-09-2012, 03:30 PM   #9
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I got this too. Thank you. I like the way this guy writes and organizes his material.

Of course I like it partly because it simplifies the same way I did when I was trying to get a handle on this. If you are single and not terminally ill, wait till 70 or until you absolutely need it, whichever comes first.

Re-evaluate only if real interest rates get to 3%.

If you are married, have a minor child, etc etc, it only gets better. The base (and worst) case is single, and that dominates the commercially available competition.

If you wory abou tpolitical changes, and truly believe that the payouts will suffer enough to change this comparison, still, check against commercial annuities. Even a crippled SS is likely better, and it may never happen anyway.

Pay 0 attention to breakeven. They is no way to use your money once you are in heaven anyway.

I did deviate from this when the stock market went way down, and more importantly, real interest rates went way up. I started at about 68 1/2. But some kind person posted on this board that paybacks were perhaps going the way of the dodo. The next morning I was at the SS office getting what i needed to payback. It was a frustrating trip into government craziness, but it worked out fine and I then restarted as I had originally planned at age 70.

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Old 10-09-2012, 03:45 PM   #10
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Just got it thanks!
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Old 10-09-2012, 06:09 PM   #11
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Thanks a million.
It is well written, and provided a good reason to update my phone's Kindle app.
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Old 10-09-2012, 07:07 PM   #12
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Downloaded at the speed of light. Woooooo

My reading the blizzard season has not yet started. I am 8 years away from age 62, but I will give reading this book due diligence.

Mr B will turn 62 next August, so my guess is he will read it more carefully than I will.

Thanks for posting the link.
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Old 10-09-2012, 07:37 PM   #13
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Thanks for posting the link. Downloaded it and read it. The book is alright, but what it covered are likely already known quite well by most here, and had also been discussed in multiple threads by some pretty knowledgeable posters.
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Old 10-10-2012, 08:45 PM   #14
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Thanks! Free is good. Will read at w*rk tomorrow...
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Old 10-10-2012, 10:46 PM   #15
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Thanks for the link! Downloaded it.
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Old 10-10-2012, 11:24 PM   #16
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After reading Ha's synopsis I feel as if I don't need to read the book, but I downloaded it anyway :-)
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Old 10-10-2012, 11:31 PM   #17
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After reading Ha's synopsis I feel as if I don't need to read the book, but I downloaded it anyway :-)
Good that you got the book. Some of my outline involved a lot of adlibbing.

Ha
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Old 10-11-2012, 03:59 AM   #18
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Thanks! Free is good. Will read at w*rk tomorrow...
Seems like a good idea!
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Running Mr. Piper's Numbers
Old 10-12-2012, 07:49 PM   #19
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Running Mr. Piper's Numbers

I jumped right in and figured my own numbers according to Mr. Piperís examples. I went down to the SS office last February and got printouts for starting my benefits on my (deceased) wifeís account and on my account for every month until I turn 70. I ran the numbers according to Mr. Piperís examples assuming I start drawing SS next May. As a widower, these numbers turn out better than the examples in the book:


Monthly benefit on my account starting in May: $1819
Monthly benefit on my wifeís account starting in May: $1031
What I forego each month using wifeís account until 70: $ 788
Cost at 70 (81mos*788/mo): $63,836
Monthly benefit on my account at 70: $2940
Additional income ($2940-$1819) $1121/mo or $13,454/yr
Payback per year ($13,454/$63,836): 21%


Iím looking at this as a very good deal on an inflation adjusted annuity.

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Old 10-13-2012, 05:11 PM   #20
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well someone didnt like the idea of free because the book vanished. its no where on amazon right now to be found for the kindle.

got my copy the other day.
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