I've gotten a little advice as to "why" alot of you either do not use or have ceased to use a financial advisor. I plan on moving to Vanguard and have sent for the paperwork to make the changes. Question I have is this - Vanguard has about 100 funds to choose from I believe. I have researched some of the charts and looked at the charges involved in purchases, redemptions and expense ratios. I was informed by one poster that VEIEX was a pretty good choice in an earlier topic, and that fund seems to be doing well in past performances. Since all of my funds are IRA they will just be a rollover. Appears that Vanguard charges around $5 to $10 dollars per M in its initial purchase. Have any of you not chosen to change "all" of your mutual funds toward Vanguard? I realize that its the individual choice of funds, but not having used Vanguard before, I'm a little leary on just what to buy at this point? Stay with maybe 2 or 3 or ?? Currently I have about 7 mutual funds - American, Forward Banking & Finance, Seiligman, Putman. Most are doing ok for the year so far but the thought of putting even a couple of a % in my advisors pocket in lieu of mine is getting quite disturbing. There is about 80K in funds. Any advice would be appreciated.