Mr. Pal and I are having a debate: he feels comfortable spending about 90% of what FIRECalc says we can. I'd prefer more like 70% given market projections, or 90% of what I-orp says, with my estimates of 3% stock and 2% fixed. He doesn't seem to get that I find the idea of cutting back comforting, not punitive, right now.
What do you folks do? Any idea what % of the FIRECalc projections you actually spend?
What do you folks do? Any idea what % of the FIRECalc projections you actually spend?