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Old 01-27-2013, 04:38 PM   #41
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... I don't know if its a fear of running out of money or simply a numbers thing where I don't want to see NW go down. Hopefully this is a common trait among among early retirees that eventually wears off.
A dislike of seeing your net worth go down never wears off. OTOH, it pales in comparison to the fear of having to return to work to prevent that from happening.
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Old 01-27-2013, 04:44 PM   #42
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I thought it was greed that made me want to see NW keep increasing, increasing...

About w*rk, well, we had all done it before, so it should be just like old hat. No? Why be afraid?
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Old 01-27-2013, 04:44 PM   #43
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A dislike of seeing your net worth go down never wears off. OTOH, it pales in comparison to the fear of having to return to work to prevent that from happening.
Thanks for the insight. So far, since I'm new to this RE stuff and still working part time, the fear of returning to work full time (at least while DW is still working FT) is not as bad as the fear of dwindling net worth. But I can feel the tides turning the other direction where going to work is similar to having a root canal.
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Old 01-27-2013, 04:51 PM   #44
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....About w*rk, well, we had all done it before, so it should be just like old hat. No? Why be afraid?
No, w*rk now is not the same as it used to be when we were young. The older one gets, the more apalling w*rk becomes. Thus the fear. If someone starts running low on $, it's almost incomprehensible to go through that stage again.
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Old 01-27-2013, 04:52 PM   #45
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It is comforting to know that others feel my trepidation in similar ways. I guess as time goes on and I see that hopefully dividends, pensions and SS cover the bulk of my expenses I will have less hesitancy to spend. Until then I'll try and win a few more $$$'s from the boys at the golf course.

Thanks for all of the comments.
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Old 01-27-2013, 04:54 PM   #46
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Just joking. Work has started to interfere more and more with my RV and travel plan too.

Still, when one has no option, he can swim for quite a bit of distance, if the alternative is drowning.
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Old 01-27-2013, 04:54 PM   #47
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About w*rk, well, we had all done it before, so it should be just like old hat. No? Why be afraid?
After tasting freedom, who desires to return to prison?
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Old 01-27-2013, 07:11 PM   #48
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Hi. I've been lurking around 2 years. A big thanks to this group, I have learned a lot.

Anyway, I retired in June this year and amazed (and a little dismayed) at how easy it has been to spend. But only on travel because that was my huge goal upon retirement. As for the rest of expenses, nothing has changed, frugal per usual. DH is a little more nervous. I liked the idea of having him educated on the details. He won't be doing any spreadsheets soon, but I am working on making him more comfortable.

Thanks again.
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Old 01-27-2013, 07:15 PM   #49
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After tasting freedom, who desires to return to prison?
Prison is not such a bad place, as they house you and they feed you.
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Old 01-27-2013, 07:17 PM   #50
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Prison is not such a bad place, as they house you and they feed you.
Let me know if you still feel that way after meeting your new cellmates.
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Old 01-27-2013, 07:23 PM   #51
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I don't think "prison" in the figurative sense you used, meaning megacorp, was that bad. The "housing" and the "feeding" I talked about are the paychecks, the 401k, the health insurance that they provide.

My former "cellmates" were my colleagues, my coworkers. A few were real jerks, but there were also many good like-minded people to converse with.
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Old 01-27-2013, 07:26 PM   #52
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My former "cellmates" were my colleagues, my coworkers. A few were real jerks, but there were also many good like-minded people to converse with.
So were mine, but I'm very happy I no longer have to do time with them. I got my sentence reduced - released early due to good (LBYM) behavior!
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Old 01-27-2013, 07:28 PM   #53
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Eh, same here.

My point is that if you have to, ugh, rejoin them in "prison", it is still a lot better than the alternative of being out in the cold.
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Old 01-27-2013, 07:34 PM   #54
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Like Khan, I'd rather sell a kidney than go back to work.
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Old 01-27-2013, 07:47 PM   #55
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I love my kidneys. No can do!

Can I sell the kidney stones instead, those big ones that I have posted a photo of once before? Yep, enough carat weight there for mounting on a ring.
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Old 01-27-2013, 07:54 PM   #56
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I love my kidneys. No can do!

Can I sell the kidney stones instead, those big ones that I have posted a photo of once before? Yep, enough carat weight there for mounting on a ring.

Oh no, you had to mention kidney stones! It's been 4 years since last time...I'm trying to forget. Had 'em twice in a year, then nada since then.
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Old 01-27-2013, 08:17 PM   #57
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I'm kind of paranoid but more in need of changing my mindset.

When I first came here, job satisfaction was at an ebb but I knew ER was viable.

I haven't looked at Firecalc or various retirement calculators in awhile but I suspect I'm in good position now, certainly a lot better than when I registered here.

Paranoia I guess would be health care costs uncertainty. In good health now but if I Fire'd I'd be over 10 years away from Medicare and one bad accident could decimate the finances.

Plus a repeat of 2008 could cut the portfolio in half and then your ER, which is a prolonged retirement, could hurt someone who's Fire'd in the same way it hurt some near or recent retirees back in 2008-2009.

Job is far more tolerable now so in some way, it's more reassuring to keep collecting that paycheck and adding to the portfolio than drawing down from it. There are crazy periods but then I get a lot of vacation too, though I wouldn't mind being able to take longer vacations instead of short ones throughout the year.
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Old 01-27-2013, 08:43 PM   #58
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Another reason not to go back to work is kidney stones. I sipped on a coke every afternoon to get me through the rest of the day. No kidney stones since I retired and stopped drinking cokes. A stretch I know, but I will look for anything to keep me out of the workforce.
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Old 01-27-2013, 08:56 PM   #59
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Like Khan, I'd rather sell a kidney than go back to work.
Sell it, give it up. After experiencing the pleasure of not working, I'd give up a testicle. And a kidney. Reading posts here by people still working only reinforces the feeling. I feel so fortunate.
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Old 01-27-2013, 09:16 PM   #60
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Pretty simple, you can worry (normal) or be this guy...

.
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