Join Early Retirement Today
View Poll Results: Do you keep your checkbook balanced?
Yes. Balance it to the penny. 82 54.67%
Yes. But I round (for example, to the dollar) 9 6.00%
Yes. I have some other system. 11 7.33%
No. I just depend on the bank statements. 24 16.00%
No. I don't want to fuss with the task of balancing. 24 16.00%
Voters: 150. You may not vote on this poll

Reply
 
Thread Tools Search this Thread Display Modes
Old 06-18-2010, 07:47 PM   #61
Recycles dryer sheets
 
Join Date: Aug 2007
Location: S.W. Minnesota
Posts: 134
TA,

I'm shocked! Losing control of your finances is the road to the poorhouse.

No, wait. What about the government?

Never mind.
__________________

__________________
waltwill8 is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 06-18-2010, 08:06 PM   #62
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
NW-Bound's Avatar
 
Join Date: Jul 2008
Posts: 19,420
Voted with the majority here: "To the penny". But I voted for DW. She takes care of all the bills.

I have asked to look at her spreadsheets occasionally when I was amazed at how fast our checking account got depleted, but that was about 3 or 4 times in the last 10 years. I trust my "secretary/accountant".

PS. I do everything else, like prepare taxes and keep track of our investment accounts, IRAs, and 401K.

PPS. Like most, my DW uses an electronic checkbook and pays bills via the Internet.
__________________

__________________
"Old age is the most unexpected of all things that can happen to a man" -- Leon Trotsky
NW-Bound is offline   Reply With Quote
Old 06-20-2010, 01:11 PM   #63
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
mickeyd's Avatar
 
Join Date: Apr 2004
Location: South Texas~29N/98W
Posts: 5,881
Quote:
Originally Posted by Onward View Post
Me too. And I save every receipt forever.



The error has never been in my favor.
I occasionally run across a receipt that has not appeared on my monthly statement (maybe one per year). After checking month after month, I may never be charged for the item. The honest thing to do, I suppose, would be to notify the CC company about the "error" but I never have done so.
__________________
Part-Owner of Texas

Outside of a dog, a book is man's best friend. Inside of a dog, it's too dark to read. Groucho Marx

In dire need of: faster horses, younger woman, older whiskey, more money.
mickeyd is offline   Reply With Quote
Old 06-20-2010, 03:40 PM   #64
Moderator Emeritus
Khan's Avatar
 
Join Date: Aug 2006
Location: Pine Island, Florida
Posts: 6,868
Send a message via AIM to Khan
Quote:
Originally Posted by mickeyd View Post
I occasionally run across a receipt that has not appeared on my monthly statement (maybe one per year). After checking month after month, I may never be charged for the item. The honest thing to do, I suppose, would be to notify the CC company about the "error" but I never have done so.
Occasionally a charge does not appear on my card(s). I do notify the card folks, but only once.
__________________
"Knowin' no one nowhere's gonna miss us when we're gone..."
Khan is offline   Reply With Quote
Old 06-20-2010, 05:06 PM   #65
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
mickeyd's Avatar
 
Join Date: Apr 2004
Location: South Texas~29N/98W
Posts: 5,881
Quote:
Occasionally a charge does not appear on my card(s). I do notify the card folks, but only once.
Did it eventually show up on your statement?
__________________
Part-Owner of Texas

Outside of a dog, a book is man's best friend. Inside of a dog, it's too dark to read. Groucho Marx

In dire need of: faster horses, younger woman, older whiskey, more money.
mickeyd is offline   Reply With Quote
Old 06-20-2010, 05:14 PM   #66
Thinks s/he gets paid by the post
 
Join Date: Oct 2008
Location: Naples
Posts: 2,161
I balance about every three days. Strictly on-line banking. I write very few checks-maybe three a month and this to workers at my house when I don't have the cash available. All bills are paid by auto deduction or on-line bill pay. I check the bank statement on-line every two or three days and check for any odd looking charges because we use debit card a lot. Never found a problem with the statement.
__________________
JOHNNIE36 is offline   Reply With Quote
Old 06-20-2010, 05:37 PM   #67
Moderator Emeritus
Khan's Avatar
 
Join Date: Aug 2006
Location: Pine Island, Florida
Posts: 6,868
Send a message via AIM to Khan
Quote:
Originally Posted by mickeyd View Post
Did it eventually show up on your statement?
It's been more than three years, never did show up. It was ~$20.
__________________
"Knowin' no one nowhere's gonna miss us when we're gone..."
Khan is offline   Reply With Quote
Old 06-21-2010, 08:19 AM   #68
Thinks s/he gets paid by the post
John Galt III's Avatar
 
Join Date: Oct 2008
Posts: 1,285
Every couple of weeks I use an automated phone system to balance my savings and checking at my credit union. I keep the tally on paper. There has been one mistake by the CU in 20 or so years. They cashed another member's check for a few hundred dollars against my checking account, and overdrew the account ! I noticed it on a Saturday and had to wait Sat and Sun worrying about it, until their customer service was open on Monday, to correct it.
__________________

__________________
John Galt III is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Your Typical Checkbook Balance TromboneAl FIRE and Money 45 06-24-2008 03:05 PM
Balancing your checkbook David1961 FIRE and Money 63 06-24-2008 11:24 AM
how often do you check your portfolio balance poll wstu32 FIRE and Money 28 01-14-2007 01:20 AM
Living with balance dex Other topics 5 07-27-2005 01:00 PM
Achieving balance Jay_Gatsby Life after FIRE 25 11-29-2004 06:09 PM

 

 
All times are GMT -6. The time now is 04:47 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.