View Poll Results: How Do You Get Your Insurance (Home, Auto, Umbrella)?
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Traditional via Captive Agents (State Farm, Allstate...)
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57 |
37.75% |
Direct (Geico, Progressive ...)
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48 |
31.79% |
Independent Agent/Agency
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40 |
26.49% |
Other
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6 |
3.97% |
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Poll:How Do You Get Your Insurance (Home, Auto, Umbrella)?
11-15-2017, 06:37 PM
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#1
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2008
Posts: 13,127
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Poll:How Do You Get Your Insurance (Home, Auto, Umbrella)?
Got a letter in the mail a few days ago. My insurance agent from on of the major insurance companies, that I like decided to pursue other career interests so I got assigned to a new agent.
Got me thinking whether best to just stay with the same company or make some changes.
How do you get your insurance? Traditional (like State Farm, Allstate)? Direct (like Geico, Progressive)? or through an independent agent/agency?
__________________
Have you ever seen a headstone with these words
"If only I had spent more time at work" ... from "Busy Man" sung by Billy Ray Cyrus
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11-15-2017, 06:39 PM
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#2
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Mar 2016
Posts: 8,968
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I use a local (in town) agent.
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11-15-2017, 06:43 PM
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#3
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Thinks s/he gets paid by the post
Join Date: Jan 2017
Location: Hog Mountian
Posts: 2,077
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USAA
__________________
Never let yesterday use up too much of today.
W. Rogers
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11-15-2017, 07:09 PM
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#4
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2008
Posts: 13,127
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I selected traditional as currently have AmFam. Have tried Geico in the past.
__________________
Have you ever seen a headstone with these words
"If only I had spent more time at work" ... from "Busy Man" sung by Billy Ray Cyrus
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11-15-2017, 07:11 PM
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#5
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gone traveling
Join Date: Dec 2015
Location: Berkeley, Denver, CO, USA
Posts: 1,406
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AMICA for service.
Not for price.
45 years with them.
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11-15-2017, 07:12 PM
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#6
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2002
Location: Texas: No Country for Old Men
Posts: 50,000
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Quote:
Originally Posted by Red Badger
USAA
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Yep, for the past 47 years...
__________________
Numbers is hard
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11-15-2017, 07:23 PM
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#7
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Dryer sheet aficionado
Join Date: Mar 2016
Location: Central FL
Posts: 31
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USAA also, for 42 years
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11-15-2017, 07:29 PM
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#8
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Thinks s/he gets paid by the post
Join Date: Jan 2013
Posts: 3,405
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State Farm for over 40 years. Claims always handled well.
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11-15-2017, 08:01 PM
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#9
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Aug 2013
Location: Texas
Posts: 10,836
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I've been with the same independent agent for more than the past 25 years. He takes care of my insurance needs for my home, umbrella, cars, everything except my medical coverage. Somehow he get's me really great deals on my cars (collectables) and even on my newer sports cars. I moved 150 miles away from his office ~10 years ago but he still handles it all.
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11-15-2017, 09:32 PM
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#10
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Moderator Emeritus
Join Date: Apr 2011
Location: Conroe, Texas
Posts: 18,593
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Amica.
__________________
*********Go Astros!*********
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11-15-2017, 09:45 PM
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#11
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Full time employment: Posting here.
Join Date: Mar 2017
Posts: 629
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I've had State Farm for years and years but am going to look around at other options when all my policies come up for renewal. They have raised their car rates a LOT and
I think I can get a better deal elsewhere.
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11-15-2017, 09:50 PM
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#12
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Recycles dryer sheets
Join Date: Mar 2011
Posts: 217
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We shopped thoroughly. Ended up with home and auto with Ameriprise through Costco. No one else could come close. State Farm is one of the more annoying Co's as the junk mail has killed several acres of trees.
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11-15-2017, 09:52 PM
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#13
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Thinks s/he gets paid by the post
Join Date: Apr 2011
Posts: 2,962
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Quote:
Originally Posted by SheitlQueen
I've had State Farm for years and years but am going to look around at other options when all my policies come up for renewal. They have raised their car rates a LOT and
I think I can get a better deal elsewhere.
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I was in the same boat and did indeed find a better deal.
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11-15-2017, 10:18 PM
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#14
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Thinks s/he gets paid by the post
Join Date: Jun 2004
Location: Diablo Valley (SF Bay Area)
Posts: 2,704
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Love the USAA service. I've got home, auto, earthquake, umbrella with them. DS has all his there too. GS1 has music instrument & renters there.
DD is with Progressive for her home / auto. Think she did it online
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11-15-2017, 10:55 PM
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#15
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Mar 2007
Posts: 14,328
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Quote:
Originally Posted by sheldon cornped
We shopped thoroughly. Ended up with home and auto with Ameriprise ...........
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I know they can't be beat for financial advice.
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11-16-2017, 04:04 AM
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#16
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Thinks s/he gets paid by the post
Join Date: Dec 2015
Location: Michigan
Posts: 4,939
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Quote:
I've had State Farm for years and years but am going to look around at other options when all my policies come up for renewal. They have raised their car rates a LOT and
I think I can get a better deal elsewhere.
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I've had State Farm for 37 years. I shop the rates occasionally and can never do better. The agent is good, too.
__________________
"The mountains are calling, and I must go." John Muir
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11-16-2017, 04:28 AM
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#17
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2008
Location: NC
Posts: 21,148
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I’ve been with Liberty Mutual for about 40 years. We’ve had 1 auto claim (though substantial) and zero homeowners claims. We’ve gotten letters and emails through the years but I’ve never met our agent, and don’t feel the need to. What am I missing?
I do get quotes from competitors almost every year when it’s time to re-up, and I’d have no qualms switching to a reputable direct online if there are savings. Seems every year when I check auto is the same everywhere but homeowners is way more expensive with others than what we pay with LM?
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No one agrees with other people's opinions; they merely agree with their own opinions -- expressed by somebody else. Sydney Tremayne
Retired Jun 2011 at age 57
Target AA: 50% equity funds / 45% bonds / 5% cash
Target WR: Approx 1.5% Approx 20% SI (secure income, SS only)
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11-16-2017, 04:34 AM
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#18
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Full time employment: Posting here.
Join Date: Oct 2017
Posts: 717
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State Farm for years. My agent is an alumni buddy from college...
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Whatever failures I have known, whatever errors I have committed, whatever follies I have witnessed in private and public life have been the consequence of action without thought... - Bernard Baruch
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11-16-2017, 04:35 AM
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#19
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Mar 2013
Location: Limerick
Posts: 5,633
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USAA is my primary. They won’t insure my Florida condo or our New Jersey Shore home, so I had to go with other companies. The USAA umbrella policy wouldn’t cover our New Jersey Shore property because we plan to rent it out weekly during the summer season. So we were forced to find another company, with the help of USAA, for umbrella coverage of everything. They found us an A++ rated company that is $600 less per year for a $5M umbrella policy that includes the short term rental. The only difference I can see is a higher level of underlying coverage of $1M for auto liability, which we had anyway. Turned out well for us!
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11-16-2017, 04:38 AM
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#20
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Thinks s/he gets paid by the post
Join Date: Dec 2010
Location: Midwest
Posts: 1,787
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Quote:
Originally Posted by WestUniversity
State Farm for years. My agent is an alumni buddy from college...
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Exact same situation with my Allstate agent. Plus, he spent the first 10 years of his career as a claims adjuster-that really helps! 25 years plus.
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