Quicken Deluxe 2016

[Jerry1]

So, how long can I keep using Quicken 2016? I get the constant request to upgrade, but I just don’t want to or think I need to. I don’t want a subscription payment model and I don’t use the connected services. Basically I use it like a glorified spreadsheet. It’s a great check register and reporting tool.

I’m assuming at some point they’ll stop supporting it, but then what? Won’t I still be able to use it? I still have Microsoft Office 2007 and while not supported, it’s still doing what it did the day I bought it and I’m fine with that.

When will Quicken break? When I get my next computer and try to reinstall it on the new machine? When some upgrade to Windows 10 comes along? I’m thinking I may take this computer off line and just keep it for things like Quicken. I’ve read of people doing that with old programs and Windows 7, or XP.

Would appreciate insight on how to plan on this. I don’t want to lose the functionality of Quicken and I really don’t want to lose the history it holds. Seems like you wouldn’t need it, but we’ve gone back and answerd questions like who was that contractor who did the concrete work 10 years ago, and they were still working.

 

[PatrickA5]

I used Quicken 2006 for 11 years. Bought 2016 when I got a new computer. I just got a notice that my links to my brokerage accounts will stop working on the 4/30, so I might bite the bullet and start doing the subscription thing. Haven't decided yet.

 

[ejman]

I've been using Quicken 2010 since well, 2010 - works fine and I have installed it in multiple computers as one dies or I upgrade the hard drive. Of course, it has no connectivity to download data from internet sources but I never used that feature anyway. Assuming that Q 2016 works the same way all that will happen is that functionality of internet connection will be lost, unless Quicken built some kind of poison pill into the Q 2016 version that would cause the program to cease functioning.

 

[Jerry1]

I've been using Quicken 2010 since well, 2010 - works fine and I have installed it in multiple computers as one dies or I upgrade the hard drive. Of course, it has no connectivity to download data from internet sources but I never used that feature anyway. Assuming that Q 2016 works the same way all that will happen is that functionality of internet connection will be lost, unless Quicken built some kind of poison pill into the Q 2016 version that would cause the program to cease functioning.

So, I’m assuming that all you get is the version that comes on the CD, right out of the box. No updates to something like the last supported version. I wonder if the is a way to download the updates in a way so as to be able to reinstall them after loading the original CD. I guess, however, if the original CD works for the basic need I have, then no problem. My fear would be that it won’t read the data file or be able to install the backup because it would be from a later version than what’s on the CD.

 

[rk911]

you should be able to use it forever but as you noted it will become an orphan if it hasn't already. and if you use it to export into TurboTax you might find that feature crippled as well.

 

[target2019]

If software is phoning home, at some point they can turn it off. In the old days you could keep working, but I would not assume that something will work forever.

For example, if 2006 Quicken still works for someone, that does not mean your 2016 Quicken will still work in 2026. The OS could also change, and require an update to the latest version.

 

[steelyman]

I’ve used Quicken for over 20 years and find it valuable enough to continue with a subscription model. I think of it as more than a spreadsheet, instead a database with a lot of views. The only online features I use are quotes and updates to Quicken itself (you lose those when your license expires). No transaction downloading.

I like the integration with Morningstar Portfolio X-Ray although using Morningstar directly is more comprehensive.

So I “bite the bullet” (more fun to say “blow that dough”) for Quicken.

 

[bobandsherry]

Quicken policy: https://www.quicken.com/support/quicken-discontinuation-policy

From that page:

What if I do not upgrade before the service discontinuation date?

Listed above are the version years and the corresponding service discontinuation dates when your online services will no longer work. When you upgrade to a newer version, your services will be fully reinstated. While you can upgrade after the discontinuation date, it is best to upgrade to the latest release as soon as possible in order to get the most benefit from Quicken products.

If you do not need access to live technical support or online services, you can continue to use your existing version of Quicken.

And

What Quicken services will be discontinued?

The following services will be discontinued:

Online bill pay
Downloading financial data from your bank, credit union, credit card, brokerage, 401(k) or mutual fund accounts
Downloading stock quotes, news headlines and other financial information into Quicken
Uploading portfolio information from Quicken to Quicken.com
Live Support
Software patches and updates

 

[ejman]

So, I’m assuming that all you get is the version that comes on the CD, right out of the box. No updates to something like the last supported version. I wonder if the is a way to download the updates in a way so as to be able to reinstall them after loading the original CD. I guess, however, if the original CD works for the basic need I have, then no problem. My fear would be that it won’t read the data file or be able to install the backup because it would be from a later version than what’s on the CD.

That would certainly be a concern. In the past Quicken has changed the file format so that an earlier version of Quicken could not read the data files produced by a latter version. Quicken 2002 could not read data files produced by Quicken 2010 for example. I assume that continued for latter versions. As I said, I'm perfectly happy with Q 2010 as it installed from the CD so I was never concerned about software updates or internet connectivity. Obviously, if those are features one wants then the current subscription model is the way to go but personally, I'm not going there.

 

[Jerry1]

That would certainly be a concern. In the past Quicken has changed the file format so that an earlier version of Quicken could not read the data files produced by a latter version. Quicken 2002 could not read data files produced by Quicken 2010 for example. I assume that continued for latter versions. As I said, I'm perfectly happy with Q 2010 as it installed from the CD so I was never concerned about software updates or internet connectivity. Obviously, if those are features one wants then the current subscription model is the way to go but personally, I'm not going there.

I think I'll load the CD on a laptop I have and see if I can load my current data file/backup using the program right from the CD. Good idea.

 

[IBWino]

Still using Quicken 2006. We can no longer download transactions, but we simply wait for a rainy day and periodically update them manually.

 

[audreyh1]

I'm still using Quicken 2007 on the Mac which thankfully still can download transactions. Keeping fingers crossed that it doesn't degrade. As the MacOS upgrades there are a few glitches. It no longer is able to create backup fees so I have to remember to do that manually occasionally.

I noticed that suddenly downloading transactions from Chase no longer worked abut 2 years ago. Some banks don't support the Quicken format. But overall, fingers crossed, the most heavily used accounts still download.

 

[zinger1457]

I also have the 2016 Quicken Deluxe version that expires in April. Anyone find a good deal on 2019 Quicken? Just got an email from Quicken, $59.99 for two years, haven't shopped around yet to know if it's a good deal or not.

https://www.quicken.com/pulse/email...4&utm_campaign=EMPP04FD190307&utm_content=003

 

[Livefree]

I also have the 2016 Quicken Deluxe version that expires in April. Anyone find a good deal on 2019 Quicken? Just got an email from Quicken, $59.99 for two years, haven't shopped around yet to know if it's a good deal or not.

https://www.quicken.com/pulse/email...4&utm_campaign=EMPP04FD190307&utm_content=003

I found Quicken Deluxe version at Best Buy for $29.99 for one year

 

[Livefree]

I’ve used Quicken for over 20 years and find it valuable enough to continue with a subscription model. I think of it as more than a spreadsheet, instead a database with a lot of views. The only online features I use are quotes and updates to Quicken itself (you lose those when your license expires). No transaction downloading.

I like the integration with Morningstar Portfolio X-Ray although using Morningstar directly is more comprehensive.

So I “bite the bullet” (more fun to say “blow that dough”) for Quicken.

I'm not able to find the free X-Ray Tool anymore..do you need a paid subscription to Morningstar to get it?

 

[Winemaker]

Although I bought Quicken 2017 last year, I am still using Quicken 99 on a 2001 Dell desktop. I believe I have to install the Q 2017 to my laptop, download my Q 99 from the old computer, convert it to Q 06 or Q 08, then move it to newer laptop. I'm not that energized so I procrastinate.

 

[steelyman]

I'm not able to find the free X-Ray Tool anymore..do you need a paid subscription to Morningstar to get it?

No, I don’t have a subscription to Morningstar. My Quicken 2018 version is Premier, you might need that level.

 

[Walt34]

I'm still using Quicken Deluxe 2010, I'll quit using it when it stops working.

 

[Jerry1]

I'm still using Quicken Deluxe 2010, I'll quit using it when it stops working.

Do you get any updates at all or is it completely unsupported? What are you using - the last version that existed or, the program right off the CD with no version updates?

 

[rodi]

Add me to the list of 2016 users on the fence about upgrading to the subscription model. (Personal note - I abhor subscription model pricing on software... it has driven me away from MS Office, and a few other products... and may drive me away from Quicken despite 20 years of use.)

I recently got a new computer and when I installed Quicken 2016 from disk it would not read the latest file from my old computer. Turns out that as part of the separation from intuit, there were some significant changes. You have to download a patch that updates it to accept the newer file format.

https://www.quicken.com/support/quicken-2016-windows-release-notes-updates-and-mondo-patch

 

[Jerry1]

Add me to the list of 2016 users on the fence about upgrading to the subscription model. (Personal note - I abhor subscription model pricing on software... it has driven me away from MS Office, and a few other products... and may drive me away from Quicken despite 20 years of use.)

I recently got a new computer and when I installed Quicken 2016 from disk it would not read the latest file from my old computer. Turns out that as part of the separation from intuit, there were some significant changes. You have to download a patch that updates it to accept the newer file format.

https://www.quicken.com/support/quicken-2016-windows-release-notes-updates-and-mondo-patch

Good to know. Thanks. I’ll download the patch and keep it with my original CD.

 

[OHjosh]

I moved 3/18 to MINT and like it very much. Mint does everything I need to for taxes and I always budgeted offline.The download goes smoother than Q2016 if my bank doesn't have a hiccup.; then I am out of synch for a day or two.

 

[steelyman]

It seems to me that Intuit, when they owned Quicken, had users on a three-year subscription model already if they wanted continuing access to online features.

Using Quicken in combination with a Google Sheets spreadsheet saves me significant time that would be better spent on more enjoyable things. A few years ago, I tried squeezing an extra year from an expired Quicken license by manually entering investment prices. That was quite time-consuming!

 

[bobandsherry]

It seems to me that Intuit, when they owned Quicken, had users on a three-year subscription model already if they wanted continuing access to online features.

Using Quicken in combination with a Google Sheets spreadsheet saves me significant time that would be better spent on more enjoyable things. A few years ago, I tried squeezing an extra year from an expired Quicken license by manually entering investment prices. That was quite time-consuming!

Agree with you 100%.

 

[Hermit]

It seems to me that Intuit, when they owned Quicken, had users on a three-year subscription model already if they wanted continuing access to online features.

Using Quicken in combination with a Google Sheets spreadsheet saves me significant time that would be better spent on more enjoyable things. A few years ago, I tried squeezing an extra year from an expired Quicken license by manually entering investment prices. That was quite time-consuming!

After entering transaction data for spending and investing mostly manually for well over 20 years, I have lost the urge to do so in the last couple of years of retirement. I too am using Quicken 2016 and am on the fence about upgrading. I update quotes on line, but everything else is currently done manually. Not much incentive to upgrade, but I could automate updating investment statements and make life a little easier. Sometimes I wonder what life would be like to just quit the detailed monitoring of things financial. I have never found anything earth shattering amiss in all these years of hours of data entry and statement balancing. I guess I will need to do something soon. Or not.