bbbamI
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
All this wine talk makes me dizzy. I used to drink Plum Hollow in the 70's (I believe that's what it was called) and I have forgotten who made it.
I'm thinking of either dropping cable (and getting an antenna and watching it on PC) or dropping DSL and switching to cable (internet and basic cable).
Any opinions as to which?
I've talked to DW a lot about this. Have tried to find ways to cut down on living expenses without it being too painful. Here are some ways I've recently cut:
1) Lower ER's by indexing parts of portfolio. Savings around 2.5k annually.
2) Stopped taking WSJ. Savings around $300 annually (depending on what they would offer me to resubscribe after I dumped them).
3) Cancelled a useless cable package. Savings $200 annually.
4) Told DS he would have to pick up more of his living expenses while in college and plan on getting a summer job instead of doing summer school. Savings are high but exact amount unknown. He will still finish college though!
5) Make more use of retail sales and buy less.
6) Asked vet to write out subscription for Heartguard so we can buy it on the web.
Anyone else want to contribute a few of their recent innovations .
P.S. Sorry if this is a repeat of some previous thread.
My motto is a dollar saved is better than a dollar earned. I don't pay tax on the dollar I saved.
After seeing my HI rise 25% for 2011 (following a 20% increase in 2010), I decided to look elsewhere. I found a hospital-only plan from Blue Cross which costs $500 per month less than what I had been paying.
Continuing the Nostalgia Alcohol theme...Cold Duck, anyone? http://ezinearticles.com/?About-Cold-Duck&id=831473
Or Lancers, when we wanted to be "classy"
Does the "hospital-only" plan you picked up cover literally what the name implies? Only the hospital portion of the expenses of a major illness? For example, if you had cancer would you have to pay the full bill for the oncologist and possibly a surgeon?
The plan covers hospital services, not medical services, unless the medical service is performed by an actual employee of the hospital who is paid by the hospital (which I realize is not very typical these days).
So, to answer your question, assuming the oncologist and surgeon were not hospital employees and instead are billing me separately, then those bills would not be covered.
A visit to the ER would have some of the costs covered but some of them not covered. Then again, I have not been a patient to an ER since 1980 or a patient for more than ER since 1971.
And if I am injured in a car accident, the most hazardous thing I do, I am fully covered by my car insurance policy.
Wow.Making up for it all by wildly successful yardsale-ing - got a drywall square and two airbake cookie sheets for $1 on Saturday - didn't haggle them down, just paid what they asked.