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Regular 403(b) or Roth 403(b)?
Old 02-16-2008, 07:14 PM   #1
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Join Date: Apr 2007
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Regular 403(b) or Roth 403(b)?

My new employer offers the option of a Roth 403(b). This is great in terms of my US tax obligation, because I live/work overseas and most of my income is therefore not subject to US income tax due to the foreign earned income exclusion. However, I am going to have to pay income tax in my country of residence on the salary that my employer declares to them. I believe the difference is going to be about US$315/month in local tax owed. I'm thinking this is a small price to pay for the potential of unlimited tax-free growth in the Roth, but wanted to check in with you folks here and see if there were alternative opinions. What do you think? Roth or no Roth?

Thanks for any feedback!

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