What happens if you fund a Roth and then later in the year realize you made too much money and don't qualify?
This could potentially happen to us this year, but I think after deducting our 401K contributions, our income will be under the limits. What happens, though, if it isn't? Haven't funded the Roth's yet...
less stuff, more time
(48, married; DH 52. I am fully retired as of 2015 (well ok, I still work part-time but only because I love the job and have complete freedom to call off if I want to travel with hubby for work), DH will fully retire 2018 when he turns 55 to access 401K penalty-free)