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Old 05-15-2010, 09:54 PM   #21
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Duke,

Yes, Galeno used CDs and MMFs. I played with using bond funds and the TIPS fund just for grins. The TIPS fund looked the best.

Be aware that different asset classes perform differently at different times. Maybe someday the S&P will come back. I am not very optimistic on large-caps, though. Too much puff for me.
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Old 05-16-2010, 05:18 AM   #22
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Ed- ok then, am still wondering how much better would the results have been with CDs and MM??
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Old 05-18-2010, 08:13 AM   #23
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I don't have data for CDs and MMFs, Duke, but don't expect magic. The returns should be similar--low.
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Old 05-18-2010, 08:48 AM   #24
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Quote:
Yes, Galeno used CDs and MMFs. I played with using bond funds and the TIPS fund just for grins. The TIPS fund looked the best.
Quote:
I don't have data for CDs and MMFs, Duke, but don't expect magic. The returns should be similar—low
Ed, nice job with the graphs. TIPS were a great investment ove the past decade - around 3.5% real annual return. Now, however, they only offer half that – 1.7% for a 10 year TIP. At this rate I think large cap stocks look better, and the typical 60/40 equity to fixed income ration needs to be reconsidered.
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