stephenson
Thinks s/he gets paid by the post
- Joined
- Jul 3, 2009
- Messages
- 1,610
Hi All,
I’ve been putting off thinking too much about this, but had a few weeks of near zero money thoughts while on holiday ... I have read a zillion threads in the topic ... this is then, zillion +1.
FRA is 66. I have full credits. My wife is same age and FRA, but does not have enough credits for her own SS.
We are in the 32% federal bracket - military retirement, corporate pension and NQP, rental income, saved a lot over the years.
I don’t see our income dropping below the 32% band ... and, SS will not take us into the 35% band.
Good health (so far), pretty OK gene pool for longevity, lots of interests that require spending money, Fidelity model shows no way to spend it all unless we triple or quadruple our spend rate, etc.
My gut tells me to take as much of my money back from the Federal government as possible ...
Thoughts?
I’ve been putting off thinking too much about this, but had a few weeks of near zero money thoughts while on holiday ... I have read a zillion threads in the topic ... this is then, zillion +1.
FRA is 66. I have full credits. My wife is same age and FRA, but does not have enough credits for her own SS.
We are in the 32% federal bracket - military retirement, corporate pension and NQP, rental income, saved a lot over the years.
I don’t see our income dropping below the 32% band ... and, SS will not take us into the 35% band.
Good health (so far), pretty OK gene pool for longevity, lots of interests that require spending money, Fidelity model shows no way to spend it all unless we triple or quadruple our spend rate, etc.
My gut tells me to take as much of my money back from the Federal government as possible ...
Thoughts?