ROFL at the direction this thread is heading. Meanwhile, back to the subject:
Hey BMJ, you forgot to include my "option", i.e.
just quit and work it all out on the fly. It worked
for me, but is not for the faint of heart.
I almost did that a couple of times. At my age and savings I'd have to find income somewhere, but before Christmas I was close to just quitting, moving back to Texas and 'working it out on the fly'.
Scary sounding thought, but the scary events of my life always turned out so well so far.....it's tempting. Scares the crap out of my friends and family, though.
From BigMoneyJim: Option 3 - Work part time--either in a permanent position or odd jobs--and work less per month but for a longer working career .
This is what my husband and I would like to do, but we are struggling with the insurance question. To do this, it seems that we would have to self-insure, not go from employer to employer picking up insurance.
We can get BC/BS for $308 per month with a 1k deductible each and 80% coverage. Is that good? We are 55 and 59, in excellent health. How have other people handled this?
Insurance--or at least adequate health coverage of some sort--is the big question mark for me, too. I don't have answers, but I'd probably start looking at ....uh, I forget the site, but it's a web site with health insurance information by state. Been mentioned here a couple of times. I expect someone will post it shortly. I might also check into that alliance of doctors that agrees to take cash at set prices...also mentioned here before, and also link not handy for me at the moment. Then there's the Unclemick plan...scary, but doable. Not sure I'd do it at age 35, though.