Have to agree with Nords and Rich in Tampa: Best to learn to manage your own funds yourself. A lot of education is NOT required. If you accept this premise: simplest (and cheapest) may be best. You can do as simple as the Couch Potato portfolio (stock, bond mutual fund). A lot of what goes on in investing (and here!) is mostly ego, and therefore 99% bulls--t (rhymes with "pulpit" -- also a frequent source of that substance!) ... or more like this -- you can make investing as simple or as complex as you like.
I pitch these books as anti-high-fees and anti-investment advisors:
Edesses, Michael: The Big Investment Lie
Edelman, Ric: The Lies about Money
You may be a "captive retiree" like me -- I am the beneficiary of trusts (which I have bitched against elsewhere) and pay 1-2% for their services. As noted earlier in this thread, many people don't need to pay these seemingly small annual charges, which really are unnecessary and chisel away at money you could be spending yourself.
I pitch these books as anti-high-fees and anti-investment advisors:
Edesses, Michael: The Big Investment Lie
Edelman, Ric: The Lies about Money
You may be a "captive retiree" like me -- I am the beneficiary of trusts (which I have bitched against elsewhere) and pay 1-2% for their services. As noted earlier in this thread, many people don't need to pay these seemingly small annual charges, which really are unnecessary and chisel away at money you could be spending yourself.