Midpack
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Other than a brief relationship with a full service broker about 20 years ago, I have always managed my own money. I am all in mutual funds now, basically buy-and-hold other than rebalancing and some minor tweaking and I follow Bernstein's Four Pillars of Investing - already mostly Vanguard funds. I'm 54 and essentially FI now, although I'm not quite ready to quit working yet (primarily because I have good healthcare coverage), at least 4 more years. Although I've done well, I suspect I am not making maximum advantage of some tax nuances, annuities, etc. so I am wondering if I have reached the $ point where some assistance might be wise. I wouldn't pay anyone 1% to manage my money, but Vanguard AMS would cost me just over 0.5% and I'm wondering if it might be worth it. Anyone have any experience with Vanguard Asset Management?