always_learning
Recycles dryer sheets
- Joined
- Feb 2, 2017
- Messages
- 267
I'm on a Roth Roll today.
The question is: "What would you do if tax laws change and Roths are somehow taxed? What if the only change is that RMDs are required and THOSE are taxed? Would you bite the bullet and do nothing? Would you withdraw it all and just invest in after-tax accounts? Or something different?"
I'm asking because last year there were swirls of rumors about possibly changing the taxation of 401k contributions and Roths. With so many people investing in Roth (either directly, or by converting), I was just wondering what you would do in the event things change.
(Please, no politics, this is simply a 'what if' money topic as it relates to financial planning.)
**Editing to add that I'm talking about the now tax-free growth, not contributions. Sorry for the confusion.
The question is: "What would you do if tax laws change and Roths are somehow taxed? What if the only change is that RMDs are required and THOSE are taxed? Would you bite the bullet and do nothing? Would you withdraw it all and just invest in after-tax accounts? Or something different?"
I'm asking because last year there were swirls of rumors about possibly changing the taxation of 401k contributions and Roths. With so many people investing in Roth (either directly, or by converting), I was just wondering what you would do in the event things change.
(Please, no politics, this is simply a 'what if' money topic as it relates to financial planning.)
**Editing to add that I'm talking about the now tax-free growth, not contributions. Sorry for the confusion.
Last edited: