I have held Vanguard Health Care for the last 5 years, and will continue to hold it for many years.Most of my equities are in total market index, but also like 1 or 2 sector funds for 10% -15% tilt. Maybe energy funds will come back in a few years ?
My bond allocation ( approximately 50% ), is in a 457 Stable Value that was approx 2.3 %.I will probably stay away from Vanguard total bond index, and keep this in stable value for the next few years.
My bond allocation ( approximately 50% ), is in a 457 Stable Value that was approx 2.3 %.I will probably stay away from Vanguard total bond index, and keep this in stable value for the next few years.
2.3% is excellent for a Stable Value Fund. Our SV fund has steadily dropped over the last 2 yrs from ~2% down to 1.67% in 2015 so I have shifted to CDs for fixed income.
