16% tax free
16% tax deferred
68% taxable
I'm surprised at the number of members with little or no tax free investments. Have municipal bond funds become undesirable lately?
The cost basis of that taxable is important. $1M in taxable with a $1M cost basis is a whole lot different than $1M with a $500K costs basis (I realize this can't all be captured easily in a simple post question - just throwing it out there for thoughts).