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Old 07-24-2016, 12:29 PM   #41
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I do nothing investment wise, just have more fun! That caviar was excellent.

The more dough I make, the more dough I can blow!

Blow more dough is my goal -
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Old 07-25-2016, 06:03 AM   #42
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I think the feeling I get when I check the balances in our accounts is a mixture of pride, some self-satisfaction and a feeling that we have enough saved to last the rest of our lives. My wife and I have always been savers, but I never felt like we did without. The house was paid off before our son went to college.

Last night I took a quick look at the investments and told her we'd passed another big milestone. I think she was pleasantly surprised, then went back to watching her show. What I did note was how much cash our financial advisor has sitting on the sidelines. He's long been saying that the market is overvalued. He tends to be pretty conservative. That said, it was with his guidance that we felt comfortable making the plunge into retirement when we did.
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Old 07-25-2016, 06:09 AM   #43
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I think the feeling I get when I check the balances in our accounts is a mixture of pride, some self-satisfaction and a feeling that we have enough saved to last the rest of our lives. My wife and I have always been savers, but I never felt like we did without. The house was paid off before our son went to college.
We do too, and we are subscribers to the home being paid off crowd too. Congratulations.
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Old 07-25-2016, 07:19 AM   #44
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I'm mostly in awe when I look at our balances. It's humbling to see the net worth numbers rise higher than I ever imagined. Still doesn't seem real most days.

Both myself and my husband are FIREd as of this year (I FIRED just over a year ago), in our early 40s. We won't ever have to work again unless there's an epic meltdown, as even losing half our portfolio is doable with some minor belt tightening.

We worked hard, saved a large percentage of our income, paid off all debts (besides mortgage) and figured we'd be okay and able to retire earlier than our traditional retirement age, but learning about how to invest was the watershed event for me. It might have been a sad occasion (my father's death and subsequent inheritance) that pushed me to learn how this all works, but it literally changed my life and my future forever.

The concept that you can put your money to work for you instead of working for money... mind-blowing. Still can't believe how simple that is, but it does work, and the more you have working for you, the more it makes.


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Old 07-25-2016, 01:03 PM   #45
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I have found a great sense of freedom and contentment in being financially independent.
It's even more joyful when I recall just 20 yrs ago, I was homeless, owned a garbage bag of clothing, and an old car.

Cool.
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Old 07-25-2016, 02:42 PM   #46
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At first it was moving goalposts so as the numbers grew the target moved higher. Somehow it always came pretty close to double, so "maybe in a few years" ... Four years ago it took a major health scare to drill in the concept of 'enough'. But I ended up using the surplus to rework my job requirements rather than quit. So for me FI was really not so much about RE but rather saving my career in a manner of speaking. All in all I think it was well worth the sacrifices in my youth.
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Old 07-28-2016, 01:25 PM   #47
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It's taken the last 7-9 years, but I'm finally starting to get used to 70-100k shifts in networks when the market corrects 5-12%, then goes back up over the next month or 3 months or 6 months. Nice problem to have, as long as the market doesn't go down 60%. 63% stock allocation helps a bit.
It was tough in '08 and '09 though.

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Originally Posted by FrankiesGirl View Post
I'm mostly in awe when I look at our balances. It's humbling to see the net worth numbers rise higher than I ever imagined. Still doesn't seem real most days.

The concept that you can put your money to work for you instead of working for money... mind-blowing. Still can't believe how simple that is, but it does work, and the more you have working for you, the more it makes.

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Old 07-28-2016, 01:41 PM   #48
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..... I guess what I am trying to say is the closer I get to 500k, not there yet, the more it doesn't seem amazing to me at all.way?
I know what you mean. you set a goal that seems so far off and one day you get close to it and it and it now longer seems that impossible or that hard to do.

sounds like you are headed in the right direction.
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Old 07-28-2016, 08:08 PM   #49
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I had a reaction to my rising assets yesterday.....I have always scrubbed my house siding by myself every few years. Yesterday I started the process again....Got about 15 minutes into and said "screw this, I got money and I dont want to do this anymore". So I put away my stuff and called a house scrubbing company to do it this next week. I am so done with that project for good.


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Old 07-28-2016, 09:12 PM   #50
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Gotta love it. 30 years ago we had boomers bragging about doing $600 of blow in 2 days. Now, we have boomers bragging about doing $600 of seafood.



Now, we have boomers worrying about what this will do to your blood vessels. 30 years ago, $600 of blow wasn't as much of a concern.

Personally, I'm sure $600 of blow would kill me. But, since I'm allergic to seafood, I'll take my odds on the nose candy.

wait... what?
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Old 07-29-2016, 04:10 AM   #51
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It's healthier to eat $600 worth of seafood than $600 worth of steak.

Even when indulging, one must think of the long-term health issue.
Even healthier to eat $600 of fruits and veggies, but that would be hard to do in 2 days.
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Old 07-29-2016, 08:52 AM   #52
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$600 worth of fruit has lots of sugar. $600 worth of expensive caviar is low-cal, and healthier. I do not eat caviar however.

After eating a 2-lb lobster in Nova Scotia, followed shortly by another one in Maine, I am still good with lobster 2 years later. They together cost less than 1/10 of that $600, and filled my need for lobsters for years. I don't know when I can eat another lobster.

Tough for me to eat $600 worth of anything in 2 days, unless it is outrageously expensive or inflated in price. The frugal in me will not permit that.
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Old 07-29-2016, 09:27 AM   #53
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$600 worth of expensive caviar is low-cal, and healthier.
WAY too much SALT in Caviar.......
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Old 07-29-2016, 12:53 PM   #54
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It wasn't that big of a deal. This was 2 people ya know...

First day, 4 oz of caviar followed by 2 dozen oysters half raw and half broiled with garlic butter followed by a couple bowls of clam chowder.

Day 2, 4 oz of caviar followed by (2) 14 oz grilled lobster tails.

Washed down with vodka and chardonnay.

My statement said I made 90 grand in one month. That's more than I made working a full year. I celebrated by eating two thirds of one percent of my monthly gain.

Pocket jingle -
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Old 07-29-2016, 01:05 PM   #55
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It wasn't that big of a deal. This was 2 people ya know...

First day, 4 oz of caviar followed by 2 dozen oysters half raw and half broiled with garlic butter followed by a couple bowls of clam chowder.

Day 2, 4 oz of caviar followed by (2) 14 oz grilled lobster tails.
Lumpfish, salmon or sturgeon caviar? Please don't tell me you used a silver spoon!
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Old 07-29-2016, 01:16 PM   #56
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The "good stuff" was farmed russian ossetra and the other stuff was paddlefish.

Mother of pearl spoons of course -

Topped off with creme fraiche and you won't believe it but I prefer to pile this on regular ordinary saltine crackers. Nice and soft with a minimum of flavor so as not to mask the fish eggs. And beverage of choice is icy cold vodka with I put into a stainless steel bottle and coast in the freezer for 3 hours and serve up with little glasses all in a bowl of shaved ice. It's thick like mineral oil this cold and very sweet tasting.
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Old 07-29-2016, 01:22 PM   #57
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The "good stuff" was farmed russian ossetra and the other stuff was paddlefish.

Mother of pearl spoons of course -
Well done, then!
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Old 07-29-2016, 06:16 PM   #58
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What goes up will come down.

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Go look at a graph of real GDP for the last 100 years.
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Old 07-29-2016, 08:09 PM   #59
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$600 worth of fruit has lots of sugar. $600 worth of expensive caviar is low-cal, and healthier. I do not eat caviar however.

After eating a 2-lb lobster in Nova Scotia, followed shortly by another one in Maine, I am still good with lobster 2 years later. They together cost less than 1/10 of that $600, and filled my need for lobsters for years. I don't know when I can eat another lobster.

Tough for me to eat $600 worth of anything in 2 days, unless it is outrageously expensive or inflated in price. The frugal in me will not permit that.


At least you can partially blame it on frugalness.. Mine is simply an "unsophisticated palate". Faced with a choice of $600 in seafood or a $1000 hamburger to eat, I would be forced to buck up for the burger!


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Old 07-30-2016, 01:28 AM   #60
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I had caviar once many years ago, did not like it, and have not tried again since. Perhaps the caviar I had was not good, so one of these days I will have to try once more. Other kinds of seafood, I enjoy though never have sashimi.

Talk about common food, I still remember the time when after a 2-week trip ended in Brussels and we found a McDonald, that hamburger tasted so good. And when we were in Spain, after 2 weeks of eating their wonderful jamón, I craved for the ordinary American ham.

So, we eat a variety of food. I am proud to say our range of food is fairly wide. I eat, actually love, the more tamed type of kimchi, and some other ethnic food. It just does not include caviar, sashimi, nor chocolate-covered grasshopper or crickets, etc...
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