I picked the right spouse! Someone that shares my beliefs in living LBYM's and also was a hard worker.
Don't increase your spending as your salary increases! You can put the excess aside for the future, and meanwhile you will get used to living on very little.
I picked the right spouse! Someone that shares my beliefs in living LBYM's and also was a hard worker.
I didn't know not having children at the time would enable me to retire early either.The biggest thing I did was to decide when I was 20 years old that I never wanted to have children. I did not know it at the time, but it was huge in enabling me to retire in 2008 at the age of 45 and greatly improve my everyday life.
Easy, married the right woman.