Regular_Joe
Confused about dryer sheets
- Joined
- Jan 5, 2004
- Messages
- 1
I could hire a consultant ..... or reasearch things myself. I figured I'd start here and see how things go.
Basically I just want to be assured I am ok and doing the right things I need to do. I really don't care about retiring early or anything. I just need to retire in general someday. Maybe if I am in good enough shape I might consider it.
Basically I am 26 and have only been putting money into my 401k. I make about 56k a yr right now. I contribute 14% and the company matches 4%, so I end up w/ the max of 18% in there. Of that 18%, 10% is mixed and 8% is company stock. Overall its works out to approx. $800 a month that gets put in. Currently I have just over 30k in there.
I played w/ some calculators which determined I could retire about 60 and take home around 160k a year. This surprised me. Of course none of this factors in social security either. I don't know what to really expect from that either.
What kind of future am I setting myself up for if I just leave things as is?
Basically I just want to be assured I am ok and doing the right things I need to do. I really don't care about retiring early or anything. I just need to retire in general someday. Maybe if I am in good enough shape I might consider it.
Basically I am 26 and have only been putting money into my 401k. I make about 56k a yr right now. I contribute 14% and the company matches 4%, so I end up w/ the max of 18% in there. Of that 18%, 10% is mixed and 8% is company stock. Overall its works out to approx. $800 a month that gets put in. Currently I have just over 30k in there.
I played w/ some calculators which determined I could retire about 60 and take home around 160k a year. This surprised me. Of course none of this factors in social security either. I don't know what to really expect from that either.
What kind of future am I setting myself up for if I just leave things as is?