Rothman
Recycles dryer sheets
- Joined
- Apr 30, 2013
- Messages
- 252
So I've always had an emergency fund and in my mind the reason for the fund was primarily in case I ever lost my job. The fund has also been used for household emergencies but luckily they have really been small dollar and fund replenished quickly. The fund is $100k and represents my expenses for about 2 years on my requirements only level. So my question is in ER my old primary reason is gone, it seems like I can probably reduce the size of the fund and put half of it, $50k, into my investment fund. The remaining $50k emergency fund is then just for house or car surprises so I don't have to liquidate investments at a bad time. Am I thinking right? Also I've not been counting the emergency fund in my fund for SWR, is that usual?