Re: Ever Feel Like Chucking It?
My previous ER was 4 years ago. I took this job to carry us over for a year or so and to have the company fund our move. That required I stick around for 12 months to avoid having to pay them back for headhunter fees and movings costs (where were more than $80k).
My wife died 7 months into her retirement and my 12 month plan. I continued to work. My job changed when several key managers left the company and I was dumped on with their responsibilities. I stuck around to help out the managers that were still there and needed an experienced manager to hold the place together.
Things are different now. All the major positions have been filled for some time and my department is running on autopilot most of the time (pays to hire and train good people). I am bored and the bull sh*t bucket is getting fuller everyday. If it were not for DW having some serious surgery recovery issues and her being out of work the past 12 weeks with no end is sight, I would be gone.
The nest egg is slowly growing (we moved a lot of stuff into more conservative areas over the past few years) so the swings are less on down or up market days. My portfolio is not quite making our combined income each year but is close enough considering our post ER income will also be taxed less and there will be no SS, Medicare and 401k deductions.
We are selling the cabin and all the "toys". That will cut our expenses about $20k per year and is making ER for me that much closer. We have decided that when the cabin sells---I am ER for good. DW will still need to go 10 more months for her medical insurance and small pension.
The market is very slow in recreational homes right now but who knows? All it takes is one person and it will be sold. We just hope it happens before winter sets in as the roads are not plowed in my area after about January.
Until then, we wait.....we wait to see if DW can recover enough to return to work or will she be put on disability. We wait to see if the cabin will sell and how much we will net. We wait to see what new BS they dream up for me to endure at work. While we wait we continue to feather the nest and hope my company stock does a 180 and goes up and not down so we can exercise some options before they expire. Not likely, but one has to have hope.
So to answer the original question..."Ever feel like chucking it?" Every day the alarm goes off at 5:30am.
Work? I don't have time to work....I'm retired.