Dory, maybe I'm just really tired (I am!) and don't get this, or maybe, as it seems to me, you're saying two different things about success under this rule.
On the "How much will you spend" page the description reads, "Note that 'success' using the 95% rule means your portfolio retains the same value at the end of the term as you started with, rather than merely remaining 'in the black'"
On the FIRECalc results page, it says, "In the 95% Rule from Work Less, Live More, failure means the portfolio was as big (after adjustment for inflation) at the end of the 50 years as it was when you started.
Should failure be replaced with success?
kate (in need of a nap)